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Get Cheap Car Insurance in Duclay, Jacksonville, FL
We monitor insurance prices, helping the average driver in Duclay save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Duclay
The chart below shows the cheapest car insurance company in Duclay for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Duclay Insurer | Monthly Cost |
|---|---|
| Geico | $124 |
| State Farm | $131 |
| Gainsco | $171 |
| Bristol West | $171 |
Savings for Every Kind of Duclay Driver
Based on our extensive insurance data, we know the average Duclay driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $758 per year by choosing the right vehicle insurance company. Some Duclay residents are paying out over $2,590 extra every year for auto insurance in Duclay. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Duclay, Jacksonville, FL Savings / Yr. |
|---|---|
$758 |
|
$1,113 |
|
$856 |
|
$847 |
|
$2,691 |
|
$735 |
|
$1,072 |
Duclay Car Insurance vs. Jacksonville
People living in Duclay pay an average of 1.96% less than the typical driver in the state. The average driver in Duclay can expect to pay about $2,365 per year, or $2,590 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Duclay for most people.
Car Insurance Prices by Duclay Neighborhood
Insurance Prices
Where is insurance cheapest within Duclay?
The map shows insurance prices in and around Duclay, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $23 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,606 to a low of $2,583. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Duclay.Pick the Best Car Insurance Company for You in Duclay
The best car insurance provider for most drivers in Duclay
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $758 over the average Duclay car insurance company.
The best car insurance provider for Duclay drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,113 over the competition.
The best car insurance company for Duclay drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $856 better than other car insurance companies.
The best auto insurance for Duclay drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $847 less each year.
The least expensive car insurance company for new and young drivers in Duclay
In Duclay, Geico costs young drivers $2,691 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Duclay
Geico gave the largest car insurance discounts to married couples, averaging $735 saved each year compared to an average Duclay couple's premiums.
The cheapest car insurance in Duclay for drivers with bad credit
The best Duclay car insurance company for customer service
Recent price drops
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The cheapest large national provider in Duclay
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Duclay driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Duclay, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Duclay
What Influences the Cost of Car Insurance in Duclay?
On average, car insurance in Duclay is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Duclay is 32 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Duclay are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Duclay is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Duclay is $197 per month for minimum coverage and $216 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Argyle Forest: Insurance costs 9.54% more
- Duclay Forest: Insurance costs 5.95% more
- Ortega Hills: Insurance costs 3.94% more
- McGirts Creek: Insurance costs 7.37% more
- Oak Hill: Insurance costs 3.71% more
- Wesconnett: Insurance costs 4.90% more
- Settlers Landing: Insurance costs 4.48% more
- Ortega Farms: Insurance costs 3.13% more
- Cedar Hills: Insurance costs 6.56% more
- Jacksonville Heights: Insurance costs 7.92% more
Neighborhoods with Similar Populations
- West End: Insurance costs 12.01% less
- Westville: Insurance costs 12.16% less
- Durfee: Insurance costs 54.98% more
- Eldorado Village: Insurance costs 6.53% more
- Fort Sanders: Insurance costs 47.18% less
- Gove Street: Insurance costs 13.82% less
- Harbor House: Insurance costs 45.06% less
- Harry Floyd Terrace: Insurance costs 15.33% less
- Las Cruces: Insurance costs 23.51% less
- Meydenbauer: Insurance costs 38.11% less