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Get Cheap Car Insurance in Ortega Farms, Jacksonville, FL
We monitor insurance prices, helping the average driver in Ortega Farms save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Ortega Farms
The chart below shows the cheapest car insurance company in Ortega Farms for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Ortega Farms Insurer | Monthly Cost |
|---|---|
| Geico | $127 |
| State Farm | $135 |
| Gainsco | $176 |
| Bristol West | $176 |
Savings for Every Kind of Ortega Farms Driver
Based on our extensive insurance data, we know the average Ortega Farms driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $781 per year by choosing the right vehicle insurance company. Some Ortega Farms residents are paying out over $2,671 extra every year for auto insurance in Ortega Farms. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ortega Farms, Jacksonville, FL Savings / Yr. |
|---|---|
$781 |
|
$1,147 |
|
$883 |
|
$873 |
|
$2,775 |
|
$758 |
|
$1,105 |
Ortega Farms Car Insurance vs. Jacksonville
People living in Ortega Farms pay an average of 1.09% more than the typical driver in the state. The average driver in Ortega Farms can expect to pay about $2,438 per year, or $2,671 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Ortega Farms for most people.
Car Insurance Prices by Ortega Farms Neighborhood
Insurance Prices
Where is insurance cheapest within Ortega Farms?
The map shows insurance prices in and around Ortega Farms, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $101 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,715 to a low of $2,614. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Ortega Farms.Pick the Best Car Insurance Company for You in Ortega Farms
The best car insurance provider for most drivers in Ortega Farms
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $781 over the average Ortega Farms car insurance company.
The best car insurance provider for Ortega Farms drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,147 over the competition.
The best car insurance company for Ortega Farms drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $883 better than other car insurance companies.
The best auto insurance for Ortega Farms drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $873 less each year.
The least expensive car insurance company for new and young drivers in Ortega Farms
In Ortega Farms, Geico costs young drivers $2,775 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ortega Farms
Geico gave the largest car insurance discounts to married couples, averaging $758 saved each year compared to an average Ortega Farms couple's premiums.
The cheapest car insurance in Ortega Farms for drivers with bad credit
The best Ortega Farms car insurance company for customer service
Allstate was the best company for customer service in Ortega Farms according to the NAIC.
Recent price drops
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The cheapest large national provider in Ortega Farms
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ortega Farms driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ortega Farms, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Ortega Farms
What Influences the Cost of Car Insurance in Ortega Farms?
On average, car insurance in Ortega Farms is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Ortega Farms is 37 minutes, which is far more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ortega Farms are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Ortega Farms is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ortega Farms is $203 per month for minimum coverage and $223 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Confederate Point: Insurance costs 5.43% more
- Wesconnett: Insurance costs 1.72% more
- Cedar Hills Estates: Insurance costs 1.35% more
- Lakeshore: Insurance costs 0.34% more
- Cedar Hills: Insurance costs 3.33% more
- Oak Hill: Insurance costs 0.56% more
- Duclay Forest: Insurance costs 2.73% more
- Hyde Park: Insurance costs 4.08% more
- Hillcrest: Insurance costs 5.65% more
- Duclay: Insurance costs 3.03% less
Neighborhoods with Similar Populations
- Seneca: Insurance costs 10.18% less
- Houghton: Insurance costs 35.23% less
- Hunter Army Airfield: Insurance costs 34.44% less
- Indian Spring: Insurance costs 5.84% more
- Kent Acres: Insurance costs 29.61% less
- Lakeview North: Insurance costs 46.01% less
- Richmond Grove: Insurance costs 13.18% less
- Rio Grande Park: Insurance costs 13.18% more
- San Tan Ranch: Insurance costs 30.89% less
- Santa Fe: Insurance costs 25.65% less