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Get Cheap Car Insurance in Lakeshore, Jacksonville, FL
We monitor insurance prices, helping the average driver in Lakeshore save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Lakeshore
The chart below shows the cheapest car insurance company in Lakeshore for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Lakeshore Insurer | Monthly Cost |
|---|---|
| Geico | $128 |
| State Farm | $136 |
| Gainsco | $177 |
| Bristol West | $177 |
Savings for Every Kind of Lakeshore Driver
Based on our extensive insurance data, we know the average Lakeshore driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $784 per year by choosing the right vehicle insurance company. Some Lakeshore residents are paying out over $2,680 extra every year for auto insurance in Lakeshore. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lakeshore, Jacksonville, FL Savings / Yr. |
|---|---|
$784 |
|
$1,152 |
|
$886 |
|
$877 |
|
$2,785 |
|
$761 |
|
$1,109 |
Lakeshore Car Insurance vs. Jacksonville
People living in Lakeshore pay an average of 1.46% more than the typical driver in the state. The average driver in Lakeshore can expect to pay about $2,447 per year, or $2,680 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lakeshore for most people.
Car Insurance Prices by Lakeshore Neighborhood
Insurance Prices
Where is insurance cheapest within Lakeshore?
The map shows insurance prices in and around Lakeshore, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $453 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,950 to a low of $2,497. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Lakeshore.Pick the Best Car Insurance Company for You in Lakeshore
The best car insurance provider for most drivers in Lakeshore
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $784 over the average Lakeshore car insurance company.
The best car insurance provider for Lakeshore drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,152 over the competition.
The best car insurance company for Lakeshore drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $886 better than other car insurance companies.
The best auto insurance for Lakeshore drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $877 less each year.
The least expensive car insurance company for new and young drivers in Lakeshore
In Lakeshore, Geico costs young drivers $2,785 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lakeshore
Geico gave the largest car insurance discounts to married couples, averaging $761 saved each year compared to an average Lakeshore couple's premiums.
The cheapest car insurance in Lakeshore for drivers with bad credit
The best Lakeshore car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lakeshore
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lakeshore driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lakeshore, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Lakeshore
What Influences the Cost of Car Insurance in Lakeshore?
On average, car insurance in Lakeshore is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lakeshore is 31 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lakeshore are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Lakeshore is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lakeshore is $204 per month for minimum coverage and $223 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Cedar Hills Estates: Insurance costs 1.01% more
- Hillcrest: Insurance costs 5.30% more
- Confederate Point: Insurance costs 5.07% more
- Hyde Park: Insurance costs 3.73% more
- Avondale: Insurance costs 4.70% less
- Ortega Farms: Insurance costs 0.34% less
- Murray Hill: Insurance costs 4.66% less
- Cedar Hills: Insurance costs 2.99% more
- Wesconnett: Insurance costs 1.38% more
- Riverside: Insurance costs 7.39% less
Neighborhoods with Similar Populations
- Herlong: Insurance costs 4.55% more
- Riverview: Insurance costs 37.61% less
- Pill Hill: Insurance costs 22.39% less
- Palo Park: Insurance costs 31.68% less
- Orchard Meadows: Insurance costs 41.27% less
- Orangetree: Insurance costs 9.89% less
- Old Colorado City: Insurance costs 28.69% less
- Northeast Village: Insurance costs 21.83% less
- Malletts Bay: Insurance costs 55.97% less
- Liberia: Insurance costs 26.90% more