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Get Cheap Car Insurance in Orchard Meadows, Mundelein, IL
We monitor insurance prices, helping the average driver in Orchard Meadows save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Orchard Meadows
The chart below shows the cheapest car insurance company in Orchard Meadows for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Orchard Meadows Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Country Financial | $57 |
| Metromile | $62 |
| American Family Insurance | $67 |
Savings for Every Kind of Orchard Meadows Driver
Based on our extensive insurance data, we know the average Orchard Meadows driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $368 per year by choosing the right vehicle insurance company. Some Orchard Meadows residents are paying out over $1,574 extra every year for auto insurance in Orchard Meadows. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Orchard Meadows, Mundelein, IL Savings / Yr. |
|---|---|
$368 |
|
$692 |
|
$553 |
|
$580 |
|
$1,429 |
|
$411 |
|
$528 |
Orchard Meadows Car Insurance vs. Mundelein
People living in Orchard Meadows pay an average of 4.17% more than the typical driver in the state. The average driver in Orchard Meadows can expect to pay about $934 per year, or $1,574 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Orchard Meadows for most people.
Car Insurance Prices by Orchard Meadows Neighborhood
Insurance Prices
Where is insurance cheapest within Orchard Meadows?
The map shows insurance prices in and around Orchard Meadows, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $116 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,644 to a low of $1,528. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Orchard Meadows.Pick the Best Car Insurance Company for You in Orchard Meadows
The best car insurance provider for most drivers in Orchard Meadows
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $368 over the average Orchard Meadows car insurance company.
The best car insurance provider for Orchard Meadows drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $692 over the competition.
The best car insurance company for Orchard Meadows drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $553 better than other car insurance companies.
The best auto insurance for Orchard Meadows drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $580 less each year.
The least expensive car insurance company for new and young drivers in Orchard Meadows
In Orchard Meadows, State Farm costs young drivers $1,429 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Orchard Meadows
State Farm gave the largest car insurance discounts to married couples, averaging $411 saved each year compared to an average Orchard Meadows couple's premiums.
The cheapest car insurance in Orchard Meadows for drivers with bad credit
The best Orchard Meadows car insurance company for customer service
Nationwide was the best company for customer service in Orchard Meadows according to the NAIC.
Recent price drops
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The cheapest large national provider in Orchard Meadows
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Orchard Meadows driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Orchard Meadows, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Orchard Meadows
What Influences the Cost of Car Insurance in Orchard Meadows?
On average, car insurance in Orchard Meadows is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Orchard Meadows are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Orchard Meadows is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Orchard Meadows is $78 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Woodlands at Fiore: Insurance costs 3.24% more
- Five Points: Insurance costs 1.72% less
- Winston Park: Insurance costs 0.13% less
- Scarsdale: Insurance costs 1.78% more
- Coventry: Insurance costs 4.32% less
- Camp Lake: Insurance costs 28.78% less
- Gross Point: Insurance costs 4.13% more
- Elgin Historic District: Insurance costs 15.63% more
- Edison Park: Insurance costs 3.37% more
- Central Street Merchant District: Insurance costs 3.75% more
Neighborhoods with Similar Populations
- Enfield Estates: Insurance costs 15.88% more
- The Canal on Preston: Insurance costs 18.04% more
- Strong: Insurance costs 45.17% more
- Stoneybrook: Insurance costs 66.20% more
- Stevens Square: Insurance costs 25.41% more
- Friendly Hills: Insurance costs 29.99% more
- Forest Glen: Insurance costs 24.78% more
- Folwell: Insurance costs 33.35% more
- Floral Park: Insurance costs 47.52% more
- Euclid Ave North: Insurance costs 1.08% less