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Get Cheap Car Insurance in Euclid Ave North, Helena, MT

We monitor insurance prices, helping the average driver in Euclid Ave North save up to 33.6% on car insurance.

 

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The Cheapest Minimum Coverage in Euclid Ave North

The chart below shows the cheapest car insurance company in Euclid Ave North for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.

 
Euclid Ave North Insurer Monthly Cost
State Farm $42
Travelers $46
Progressive $48
Midvale Home & Auto $51

Savings for Every Kind of Euclid Ave North Driver

The table shows how much the average auto insurance customer in Euclid Ave North might save by following our recommendations.

Based on our extensive insurance data, we know the average Euclid Ave North driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $389 per year by choosing the right vehicle insurance company. Some Euclid Ave North residents are paying out over $1,557 extra every year for auto insurance in Euclid Ave North. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Euclid Ave North, Helena, MT Savings / Yr.
Drivers with good records
$389
Drivers with accidents
$694
Drivers with speeding tickets
$555
Drivers with a DUI conviction
$812
Young drivers
$1,768
Married drivers
$0
Drivers with bad credit
$684

Euclid Ave North Car Insurance vs. Helena

People living in Euclid Ave North pay an average of 3.89% less than the typical driver in the state. The average driver in Euclid Ave North can expect to pay about $741 per year, or $1,557 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Euclid Ave North for most people.

Car Insurance Prices by Euclid Ave North Neighborhood

Euclid Ave North, Helena, MT map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Euclid Ave North?

The map shows insurance prices in and around Euclid Ave North, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $66 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,591 to a low of $1,525. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Euclid Ave North.

Pick the Best Car Insurance Company for You in Euclid Ave North

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Euclid Ave North insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Euclid Ave North

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $389 over the average Euclid Ave North car insurance company.

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We use the average good driver, paying $97 per month, as our baseline for pricing in Euclid Ave North. State Farm, Travelers, and MetLife are all good choices for quotes if you have a clean record.

The best car insurance provider for Euclid Ave North drivers with accidents on their records

In Euclid Ave North getting into an accident will raise premiums an average 32% for a yearly cost of $2,299. That's $742 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Travelers are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $694 over the competition.

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The best car insurance company for Euclid Ave North drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $555 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Euclid Ave North, tickets raise premiums on new quotes about $471. If you have a speeding ticket, we recommend State Farm, Geico, and Travelers for savings that beat the average insurance cost of $2,028 per year.

The best auto insurance for Euclid Ave North drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,642 per year in auto insurance premiums, which was $1,085 more than a driver with no major issues. State Farm, Progressive, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $812 less each year.

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The least expensive car insurance company for new and young drivers in Euclid Ave North

In Euclid Ave North, State Farm costs young drivers $1,768 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 70% more for insurance than more mature drivers in Euclid Ave North. With an average cost of $5,260 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Nationwide try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Euclid Ave North

The state of Montana does not allow marriage discounts, so the prices are unchanged if you are married

The cheapest car insurance in Euclid Ave North for drivers with bad credit

People with poor credit saved an average of $684 with Travelers.

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Many people are surprised that their poor credit score can cost them an average of $988 every year. Premiums for people with poor credit were about $2,545 in Euclid Ave North. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Travelers.

The best Euclid Ave North car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Euclid Ave North, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Euclid Ave North.

Nationwide was the best company for customer service in Euclid Ave North according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Euclid Ave North, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Euclid Ave North. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Euclid Ave North

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 33% of Euclid Ave North residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Euclid Ave North driver can expect to pay about $101 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Euclid Ave North, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Euclid Ave North

What Influences the Cost of Car Insurance in Euclid Ave North?

On average, car insurance in Euclid Ave North is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Euclid Ave North is 17 minutes, which is a little less than average for a driver in the city.
  • Montana state insurance regulations may require higher prices.
  • An average of 8 to 9 weeks with snow on the ground, which impacts accident rates.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • Euclid Ave North has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Euclid Ave North is $62 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Euclid Ave North driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Euclid Ave North with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.