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Get Cheap Car Insurance in Memorial Heights, San Antonio, TX
We monitor insurance prices, helping the average driver in Memorial Heights save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Memorial Heights
The chart below shows the cheapest car insurance company in Memorial Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Memorial Heights Insurer | Monthly Cost |
|---|---|
| Clearcover | $52 |
| Mile Auto | $68 |
| Progressive | $70 |
| State Farm | $75 |
Savings for Every Kind of Memorial Heights Driver
Based on our extensive insurance data, we know the average Memorial Heights driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $413 per year by choosing the right vehicle insurance company. Some Memorial Heights residents are paying out over $2,007 extra every year for auto insurance in Memorial Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Memorial Heights, San Antonio, TX Savings / Yr. |
|---|---|
$413 |
|
$945 |
|
$833 |
|
$954 |
|
$1,452 |
|
$548 |
|
$600 |
Memorial Heights Car Insurance vs. San Antonio
People living in Memorial Heights pay an average of 2.70% more than the typical driver in the state. The average driver in Memorial Heights can expect to pay about $1,195 per year, or $2,007 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Memorial Heights for most people.
Car Insurance Prices by Memorial Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Memorial Heights?
The map shows insurance prices in and around Memorial Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $157 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,088 to a low of $1,931. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Memorial Heights.Pick the Best Car Insurance Company for You in Memorial Heights
The best car insurance provider for most drivers in Memorial Heights
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $413 over the average Memorial Heights car insurance company.
The best car insurance provider for Memorial Heights drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $945 over the competition.
The best car insurance company for Memorial Heights drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $833 better than other car insurance companies.
The best auto insurance for Memorial Heights drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $954 less each year.
The least expensive car insurance company for new and young drivers in Memorial Heights
In Memorial Heights, State Farm costs young drivers $1,452 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Memorial Heights
State Farm gave the largest car insurance discounts to married couples, averaging $548 saved each year compared to an average Memorial Heights couple's premiums.
The cheapest car insurance in Memorial Heights for drivers with bad credit
The best Memorial Heights car insurance company for customer service
Nationwide was the best company for customer service in Memorial Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Memorial Heights
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Memorial Heights driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Memorial Heights, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Memorial Heights
What Influences the Cost of Car Insurance in Memorial Heights?
On average, car insurance in Memorial Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Memorial Heights is 33 minutes, which is a little more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Memorial Heights are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Memorial Heights is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Memorial Heights is $100 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Loma Park: Insurance costs 4.73% more
- University Park-San Antonio: Insurance costs 1.35% less
- Community Workers Council: Insurance costs 2.94% more
- Third World: Insurance costs the same
- Los Jardines: Insurance costs 2.79% more
- Las Palmas: Insurance costs 0.10% more
- Donaldson Terrace: Insurance costs 0.05% less
- Culebra Park: Insurance costs 0.60% less
- Prospect Hill: Insurance costs 2.24% more
- Jefferson-Woodlawn Lake: Insurance costs 0.75% less
Neighborhoods with Similar Populations
- Milroy Farms: Insurance costs 7.27% more
- Larrymore Lawns: Insurance costs 31.79% less
- Lasell Village: Insurance costs 18.83% less
- Lee Hall: Insurance costs 35.58% less
- Liberia: Insurance costs 69.46% more
- Malletts Bay: Insurance costs 41.21% less
- Marina West: Insurance costs 6.43% more
- Medina: Insurance costs 10.11% less
- Melrose Mercy: Insurance costs 60.09% more
- Lamberts Point: Insurance costs 38.47% less