Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Los Jardines, San Antonio, TX
We monitor insurance prices, helping the average driver in Los Jardines save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Los Jardines
The chart below shows the cheapest car insurance company in Los Jardines for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Los Jardines Insurer | Monthly Cost |
|---|---|
| Clearcover | $53 |
| Mile Auto | $70 |
| Progressive | $72 |
| State Farm | $77 |
Savings for Every Kind of Los Jardines Driver
Based on our extensive insurance data, we know the average Los Jardines driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $424 per year by choosing the right vehicle insurance company. Some Los Jardines residents are paying out over $2,063 extra every year for auto insurance in Los Jardines. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Los Jardines, San Antonio, TX Savings / Yr. |
|---|---|
$424 |
|
$971 |
|
$856 |
|
$981 |
|
$1,493 |
|
$564 |
|
$617 |
Los Jardines Car Insurance vs. San Antonio
People living in Los Jardines pay an average of 5.57% more than the typical driver in the state. The average driver in Los Jardines can expect to pay about $1,229 per year, or $2,063 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Los Jardines for most people.
Car Insurance Prices by Los Jardines Neighborhood
Insurance Prices
Where is insurance cheapest within Los Jardines?
The map shows insurance prices in and around Los Jardines, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $169 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,173 to a low of $2,004. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northwest parts of Los Jardines.Pick the Best Car Insurance Company for You in Los Jardines
The best car insurance provider for most drivers in Los Jardines
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $424 over the average Los Jardines car insurance company.
The best car insurance provider for Los Jardines drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $971 over the competition.
The best car insurance company for Los Jardines drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $856 better than other car insurance companies.
The best auto insurance for Los Jardines drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $981 less each year.
The least expensive car insurance company for new and young drivers in Los Jardines
In Los Jardines, State Farm costs young drivers $1,493 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Los Jardines
State Farm gave the largest car insurance discounts to married couples, averaging $564 saved each year compared to an average Los Jardines couple's premiums.
The cheapest car insurance in Los Jardines for drivers with bad credit
The best Los Jardines car insurance company for customer service
Nationwide was the best company for customer service in Los Jardines according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Los Jardines, which was better than other insurers.
The cheapest large national provider in Los Jardines
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Los Jardines driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Los Jardines, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Los Jardines
What Influences the Cost of Car Insurance in Los Jardines?
On average, car insurance in Los Jardines is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Los Jardines is 36 minutes, which is far more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Los Jardines are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Los Jardines has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Los Jardines is $102 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Community Workers Council: Insurance costs 0.15% more
- Memorial Heights: Insurance costs 2.71% less
- Las Palmas: Insurance costs 2.62% less
- Loma Park: Insurance costs 1.89% more
- Greater Gardendale: Insurance costs 1.31% less
- Thompson Community: Insurance costs 4.02% less
- Third World: Insurance costs 2.71% less
- University Park-San Antonio: Insurance costs 4.02% less
- Culebra Park: Insurance costs 3.30% less
- Prospect Hill: Insurance costs 0.53% less
Neighborhoods with Similar Populations
- Del Prado: Insurance costs 3.83% less
- Central Topeka 2: Insurance costs 23.85% less
- Century Village West: Insurance costs 44.16% more
- Clinton: Insurance costs 16.97% more
- Cloverdale Watson: Insurance costs 8.14% less
- The Seasons: Insurance costs 4.56% more
- Coral Ridge Country Club Estates: Insurance costs 47.41% more
- Covell Park: Insurance costs 4.02% less
- Honey Creek Manor: Insurance costs 42.90% less
- Woodbine: Insurance costs 29.91% less