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Get Cheap Car Insurance in University Park-San Antonio, San Antonio, TX
We monitor insurance prices, helping the average driver in University Park-San Antonio save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in University Park-San Antonio
The chart below shows the cheapest car insurance company in University Park-San Antonio for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| University Park-San Antonio Insurer | Monthly Cost |
|---|---|
| Clearcover | $51 |
| Mile Auto | $67 |
| Progressive | $69 |
| State Farm | $74 |
Savings for Every Kind of University Park-San Antonio Driver
Based on our extensive insurance data, we know the average University Park-San Antonio driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $407 per year by choosing the right vehicle insurance company. Some University Park-San Antonio residents are paying out over $1,980 extra every year for auto insurance in University Park-San Antonio. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Park-San Antonio, San Antonio, TX Savings / Yr. |
|---|---|
$407 |
|
$932 |
|
$822 |
|
$941 |
|
$1,433 |
|
$541 |
|
$592 |
University Park-San Antonio Car Insurance vs. San Antonio
People living in University Park-San Antonio pay an average of 1.32% more than the typical driver in the state. The average driver in University Park-San Antonio can expect to pay about $1,179 per year, or $1,980 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in University Park-San Antonio for most people.
Car Insurance Prices by University Park-San Antonio Neighborhood
Insurance Prices
Where is insurance cheapest within University Park-San Antonio?
The map shows insurance prices in and around University Park-San Antonio, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $308 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,068 to a low of $1,760. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of University Park-San Antonio.Pick the Best Car Insurance Company for You in University Park-San Antonio
The best car insurance provider for most drivers in University Park-San Antonio
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $407 over the average University Park-San Antonio car insurance company.
The best car insurance provider for University Park-San Antonio drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $932 over the competition.
The best car insurance company for University Park-San Antonio drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $822 better than other car insurance companies.
The best auto insurance for University Park-San Antonio drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $941 less each year.
The least expensive car insurance company for new and young drivers in University Park-San Antonio
In University Park-San Antonio, State Farm costs young drivers $1,433 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Park-San Antonio
State Farm gave the largest car insurance discounts to married couples, averaging $541 saved each year compared to an average University Park-San Antonio couple's premiums.
The cheapest car insurance in University Park-San Antonio for drivers with bad credit
The best University Park-San Antonio car insurance company for customer service
Nationwide was the best company for customer service in University Park-San Antonio according to the NAIC.
Recent price drops
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The cheapest large national provider in University Park-San Antonio
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average University Park-San Antonio driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Park-San Antonio, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around University Park-San Antonio
What Influences the Cost of Car Insurance in University Park-San Antonio?
On average, car insurance in University Park-San Antonio is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in University Park-San Antonio is 30 minutes, which is about the national average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Park-San Antonio are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- University Park-San Antonio is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University Park-San Antonio is $98 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Donaldson Terrace: Insurance costs 1.31% more
- Third World: Insurance costs 1.36% more
- Memorial Heights: Insurance costs 1.36% more
- Loma Park: Insurance costs 6.16% more
- Jefferson-Woodlawn Lake: Insurance costs 0.61% more
- Ingram Hills: Insurance costs 1.87% more
- Jefferson: Insurance costs 0.61% less
- Laddie Place and North Wilson: Insurance costs 3.43% more
- Woodlawn Lake: Insurance costs 2.68% more
- Culebra Park: Insurance costs 0.76% more
Neighborhoods with Similar Populations
- Groves Lincoln Park: Insurance costs 8.89% less
- Sundale: Insurance costs 4.75% more
- Stratford Center Historic District: Insurance costs 16.82% more
- Stephens: Insurance costs 1.57% less
- Starmount Forest: Insurance costs 36.72% less
- Rio Grande: Insurance costs 16.01% less
- Redwood Heights: Insurance costs 8.79% more
- Lower 9th Ward: Insurance costs 101.77% more
- Julia Keen: Insurance costs 7.47% less
- Hudson Avenue Historic District: Insurance costs 44.49% less