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Get Cheap Car Insurance in Lower 9th Ward, New Orleans, LA
We monitor insurance prices, helping the average driver in Lower 9th Ward save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Lower 9th Ward
The chart below shows the cheapest car insurance company in Lower 9th Ward for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Lower 9th Ward Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $145 |
| State Farm | $171 |
| Safeco Insurance | $173 |
| Clearcover | $191 |
Savings for Every Kind of Lower 9th Ward Driver
Based on our extensive insurance data, we know the average Lower 9th Ward driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,111 per year by choosing the right vehicle insurance company. Some Lower 9th Ward residents are paying out over $3,995 extra every year for auto insurance in Lower 9th Ward. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lower 9th Ward, New Orleans, LA Savings / Yr. |
|---|---|
$1,111 |
|
$1,949 |
|
$1,387 |
|
$2,092 |
|
$3,319 |
|
$1,030 |
|
$1,771 |
Lower 9th Ward Car Insurance vs. New Orleans
People living in Lower 9th Ward pay an average of 32.59% more than the typical driver in the state. The average driver in Lower 9th Ward can expect to pay about $2,527 per year, or $3,995 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Lower 9th Ward for most people.
Car Insurance Prices by Lower 9th Ward Neighborhood
Insurance Prices
Where is insurance cheapest within Lower 9th Ward?
The map shows insurance prices in and around Lower 9th Ward, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $719 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,181 to a low of $3,462. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Lower 9th Ward.Pick the Best Car Insurance Company for You in Lower 9th Ward
The best car insurance provider for most drivers in Lower 9th Ward
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $1,111 over the average Lower 9th Ward car insurance company.
The best car insurance provider for Lower 9th Ward drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,949 over the competition.
The best car insurance company for Lower 9th Ward drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,387 better than other car insurance companies.
The best auto insurance for Lower 9th Ward drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $2,092 less each year.
The least expensive car insurance company for new and young drivers in Lower 9th Ward
In Lower 9th Ward, Farm Bureau costs young drivers $3,319 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lower 9th Ward
Farm Bureau gave the largest car insurance discounts to married couples, averaging $1,030 saved each year compared to an average Lower 9th Ward couple's premiums.
The cheapest car insurance in Lower 9th Ward for drivers with bad credit
The best Lower 9th Ward car insurance company for customer service
Nationwide was the best company for customer service in Lower 9th Ward according to the NAIC.
Recent price drops
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The cheapest large national provider in Lower 9th Ward
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lower 9th Ward driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lower 9th Ward, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Lower 9th Ward
What Influences the Cost of Car Insurance in Lower 9th Ward?
On average, car insurance in Lower 9th Ward is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lower 9th Ward is 36 minutes, which is far more than average for a driver in the city.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lower 9th Ward are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Lower 9th Ward is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lower 9th Ward is $211 per month for minimum coverage and $333 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Holy Cross: Insurance costs 1.48% more
- Saint Claude: Insurance costs 0.30% more
- Bywater: Insurance costs 5.46% less
- Behrman: Insurance costs 0.75% more
- Saint Roch: Insurance costs 3.20% more
- French Quarter: Insurance costs 12.62% less
- Old Aurora: Insurance costs 1.70% less
- Seventh Ward: Insurance costs 0.88% more
- Gentilly Woods: Insurance costs 2.23% less
- Gentilly Terrace: Insurance costs 0.40% less
Neighborhoods with Similar Populations
- Westhaven: Insurance costs 65.76% less
- Northport: Insurance costs 67.48% less
- Greenville South Broadway Historic District: Insurance costs 72.57% less
- Town Center: Insurance costs 48.41% less
- Pear Orchard: Insurance costs 52.02% less
- Northeast: Insurance costs 52.44% less
- Meadowbrook Heights: Insurance costs 54.52% less
- Lincoln Park: Insurance costs 63.75% less
- Woodstock: Insurance costs 28.24% less
- West Slope: Insurance costs 58.97% less