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Get Cheap Car Insurance in Saint Roch, New Orleans, LA
We monitor insurance prices, helping the average driver in Saint Roch save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Saint Roch
The chart below shows the cheapest car insurance company in Saint Roch for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Saint Roch Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $150 |
| State Farm | $177 |
| Safeco Insurance | $178 |
| Clearcover | $197 |
Savings for Every Kind of Saint Roch Driver
Based on our extensive insurance data, we know the average Saint Roch driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,147 per year by choosing the right vehicle insurance company. Some Saint Roch residents are paying out over $4,123 extra every year for auto insurance in Saint Roch. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Saint Roch, New Orleans, LA Savings / Yr. |
|---|---|
$1,147 |
|
$2,011 |
|
$1,431 |
|
$2,159 |
|
$3,425 |
|
$1,063 |
|
$1,828 |
Saint Roch Car Insurance vs. New Orleans
People living in Saint Roch pay an average of 36.83% more than the typical driver in the state. The average driver in Saint Roch can expect to pay about $2,608 per year, or $4,123 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Saint Roch for most people.
Car Insurance Prices by Saint Roch Neighborhood
Insurance Prices
Where is insurance cheapest within Saint Roch?
The map shows insurance prices in and around Saint Roch, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $923 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,396 to a low of $3,473. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Saint Roch.Pick the Best Car Insurance Company for You in Saint Roch
The best car insurance provider for most drivers in Saint Roch
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $1,147 over the average Saint Roch car insurance company.
The best car insurance provider for Saint Roch drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $2,011 over the competition.
The best car insurance company for Saint Roch drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,431 better than other car insurance companies.
The best auto insurance for Saint Roch drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $2,159 less each year.
The least expensive car insurance company for new and young drivers in Saint Roch
In Saint Roch, Farm Bureau costs young drivers $3,425 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Saint Roch
Farm Bureau gave the largest car insurance discounts to married couples, averaging $1,063 saved each year compared to an average Saint Roch couple's premiums.
The cheapest car insurance in Saint Roch for drivers with bad credit
The best Saint Roch car insurance company for customer service
Nationwide was the best company for customer service in Saint Roch according to the NAIC.
Recent price drops
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The cheapest large national provider in Saint Roch
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Saint Roch driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Saint Roch, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Saint Roch
What Influences the Cost of Car Insurance in Saint Roch?
On average, car insurance in Saint Roch is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Saint Roch is 31 minutes, which is far more than average for a driver in the city.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Saint Roch are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Saint Roch has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Saint Roch is $217 per month for minimum coverage and $344 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Seventh Ward: Insurance costs 2.26% less
- Saint Claude: Insurance costs 2.81% less
- Bywater: Insurance costs 8.39% less
- Dillard: Insurance costs 2.45% less
- French Quarter: Insurance costs 15.33% less
- Fairgrounds: Insurance costs 3.98% less
- Treme' Lafitte: Insurance costs 10.02% less
- Gentilly Terrace: Insurance costs 3.49% less
- Bayou St John: Insurance costs 11.08% less
- Gentilly Woods: Insurance costs 5.26% less
Neighborhoods with Similar Populations
- Sunrise: Insurance costs 50.72% less
- Brightmoor: Insurance costs 2.11% less
- Bushrod: Insurance costs 45.04% less
- Californial Heights: Insurance costs 45.48% less
- Olneyville: Insurance costs 34.27% less
- Snow Woods: Insurance costs 25.37% less
- Seward Park: Insurance costs 57.75% less
- Seven Hills: Insurance costs 49.26% less
- Saint Claude: Insurance costs 2.81% less
- Richfield: Insurance costs 46.91% less