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Get Cheap Car Insurance in Brightmoor, Detroit, MI
We monitor insurance prices, helping the average driver in Brightmoor save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Brightmoor
The chart below shows the cheapest car insurance company in Brightmoor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Brightmoor Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $150 |
| Progressive | $171 |
| State Farm | $172 |
| Safeco Insurance | $182 |
Savings for Every Kind of Brightmoor Driver
Based on our extensive insurance data, we know the average Brightmoor driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,622 per year by choosing the right vehicle insurance company. Some Brightmoor residents are paying out over $4,036 extra every year for auto insurance in Brightmoor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brightmoor, Detroit, MI Savings / Yr. |
|---|---|
$1,622 |
|
$2,648 |
|
$2,343 |
|
$3,561 |
|
$4,202 |
|
$0 |
|
$0 |
Brightmoor Car Insurance vs. Detroit
People living in Brightmoor pay an average of 39.22% more than the typical driver in the state. The average driver in Brightmoor can expect to pay about $3,066 per year, or $4,036 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Brightmoor for most people.
Car Insurance Prices by Brightmoor Neighborhood
Insurance Prices
Where is insurance cheapest within Brightmoor?
The map shows insurance prices in and around Brightmoor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $460 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,209 to a low of $3,749. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Brightmoor.Pick the Best Car Insurance Company for You in Brightmoor
The best car insurance provider for most drivers in Brightmoor
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,622 over the average Brightmoor car insurance company.
The best car insurance provider for Brightmoor drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,648 over the competition.
The best car insurance company for Brightmoor drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,343 better than other car insurance companies.
The best auto insurance for Brightmoor drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,561 less each year.
The least expensive car insurance company for new and young drivers in Brightmoor
In Brightmoor, Geico costs young drivers $4,202 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brightmoor
The cheapest car insurance in Brightmoor for drivers with bad credit
The best Brightmoor car insurance company for customer service
Nationwide was the best company for customer service in Brightmoor according to the NAIC.
Recent price drops
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The cheapest large national provider in Brightmoor
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Brightmoor driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brightmoor, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Brightmoor
What Influences the Cost of Car Insurance in Brightmoor?
On average, car insurance in Brightmoor is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Brightmoor is 36 minutes, which is far more than average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Brightmoor is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Brightmoor is $255 per month for minimum coverage and $336 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Riverdale: Insurance costs 1.09% less
- Rosedale Park: Insurance costs 1.81% less
- Castle Rouge: Insurance costs 6.14% less
- North Rosedale Park: Insurance costs 2.13% less
- Weatherby: Insurance costs 3.07% more
- Old Redford: Insurance costs 1.76% less
- Grandmont-Rosedale: Insurance costs 0.40% more
- Crary-St Marys: Insurance costs the same
- Schoolcraft Southfield: Insurance costs 1.93% more
- Franklin Park: Insurance costs 0.37% more
Neighborhoods with Similar Populations
- Tallyn's Reach: Insurance costs 50.30% less
- Quinnipiac Meadows: Insurance costs 39.22% less
- Parkway-Wheelers Farm Road: Insurance costs 49.13% less
- Five Mile Prairie: Insurance costs 65.34% less
- Bloomfield: Insurance costs 31.27% less
- Fort Sanders: Insurance costs 66.11% less
- Greenwood: Insurance costs 69.15% less
- Hamilton Main Street Historic District: Insurance costs 70.84% less
- Las Cruces: Insurance costs 50.92% less
- Mt Vernon: Insurance costs 66.85% less