Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Grandmont-Rosedale, Detroit, MI
We monitor insurance prices, helping the average driver in Grandmont-Rosedale save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Grandmont-Rosedale
The chart below shows the cheapest car insurance company in Grandmont-Rosedale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Grandmont-Rosedale Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $150 |
| Progressive | $171 |
| State Farm | $173 |
| Safeco Insurance | $183 |
Savings for Every Kind of Grandmont-Rosedale Driver
Based on our extensive insurance data, we know the average Grandmont-Rosedale driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,629 per year by choosing the right vehicle insurance company. Some Grandmont-Rosedale residents are paying out over $4,052 extra every year for auto insurance in Grandmont-Rosedale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Grandmont-Rosedale, Detroit, MI Savings / Yr. |
|---|---|
$1,629 |
|
$2,659 |
|
$2,353 |
|
$3,576 |
|
$4,219 |
|
$0 |
|
$0 |
Grandmont-Rosedale Car Insurance vs. Detroit
People living in Grandmont-Rosedale pay an average of 39.79% more than the typical driver in the state. The average driver in Grandmont-Rosedale can expect to pay about $3,078 per year, or $4,052 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Grandmont-Rosedale for most people.
Car Insurance Prices by Grandmont-Rosedale Neighborhood
Insurance Prices
Where is insurance cheapest within Grandmont-Rosedale?
The map shows insurance prices in and around Grandmont-Rosedale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $353 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,251 to a low of $3,898. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Grandmont-Rosedale.Pick the Best Car Insurance Company for You in Grandmont-Rosedale
The best car insurance provider for most drivers in Grandmont-Rosedale
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,629 over the average Grandmont-Rosedale car insurance company.
The best car insurance provider for Grandmont-Rosedale drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,659 over the competition.
The best car insurance company for Grandmont-Rosedale drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,353 better than other car insurance companies.
The best auto insurance for Grandmont-Rosedale drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,576 less each year.
The least expensive car insurance company for new and young drivers in Grandmont-Rosedale
In Grandmont-Rosedale, Geico costs young drivers $4,219 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Grandmont-Rosedale
The cheapest car insurance in Grandmont-Rosedale for drivers with bad credit
The best Grandmont-Rosedale car insurance company for customer service
Nationwide was the best company for customer service in Grandmont-Rosedale according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Grandmont-Rosedale, which was better than other insurers.
The cheapest large national provider in Grandmont-Rosedale
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Grandmont-Rosedale driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Grandmont-Rosedale, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Grandmont-Rosedale
What Influences the Cost of Car Insurance in Grandmont-Rosedale?
On average, car insurance in Grandmont-Rosedale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Grandmont-Rosedale is 29 minutes, which is about the national average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Grandmont-Rosedale is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Grandmont-Rosedale is $257 per month for minimum coverage and $338 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Crary-St Marys: Insurance costs 0.39% less
- Schoolcraft Southfield: Insurance costs 1.53% more
- Belmont: Insurance costs 0.30% less
- Rosedale Park: Insurance costs 2.20% less
- North Rosedale Park: Insurance costs 2.52% less
- Grandale: Insurance costs 0.94% more
- Winship: Insurance costs 0.67% less
- Harmony Village: Insurance costs 2.74% more
- Brightmoor: Insurance costs 0.39% less
- Greenfield: Insurance costs 1.36% less
Neighborhoods with Similar Populations
- Alki: Insurance costs 60.32% less
- South Side: Insurance costs 61.20% less
- East Richmond: Insurance costs 45.34% less
- South Tabor: Insurance costs 54.07% less
- South Winds: Insurance costs 44.69% less
- South Central: Insurance costs 65.45% less
- Sierra Springs: Insurance costs 53.16% less
- The Lakes-Country Club: Insurance costs 35.78% less
- Scenic Heights: Insurance costs 51.33% less
- San Pablo Gateway: Insurance costs 37.12% less