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Get Cheap Car Insurance in Harmony Village, Detroit, MI
We monitor insurance prices, helping the average driver in Harmony Village save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Harmony Village
The chart below shows the cheapest car insurance company in Harmony Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Harmony Village Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $154 |
| Progressive | $176 |
| State Farm | $178 |
| Safeco Insurance | $188 |
Savings for Every Kind of Harmony Village Driver
Based on our extensive insurance data, we know the average Harmony Village driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,673 per year by choosing the right vehicle insurance company. Some Harmony Village residents are paying out over $4,163 extra every year for auto insurance in Harmony Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Harmony Village, Detroit, MI Savings / Yr. |
|---|---|
$1,673 |
|
$2,731 |
|
$2,417 |
|
$3,673 |
|
$4,334 |
|
$0 |
|
$0 |
Harmony Village Car Insurance vs. Detroit
People living in Harmony Village pay an average of 43.59% more than the typical driver in the state. The average driver in Harmony Village can expect to pay about $3,162 per year, or $4,163 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Harmony Village for most people.
Car Insurance Prices by Harmony Village Neighborhood
Insurance Prices
Where is insurance cheapest within Harmony Village?
The map shows insurance prices in and around Harmony Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $621 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,421 to a low of $3,800. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Harmony Village.Pick the Best Car Insurance Company for You in Harmony Village
The best car insurance provider for most drivers in Harmony Village
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,673 over the average Harmony Village car insurance company.
The best car insurance provider for Harmony Village drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,731 over the competition.
The best car insurance company for Harmony Village drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,417 better than other car insurance companies.
The best auto insurance for Harmony Village drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,673 less each year.
The least expensive car insurance company for new and young drivers in Harmony Village
In Harmony Village, Geico costs young drivers $4,334 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Harmony Village
The cheapest car insurance in Harmony Village for drivers with bad credit
The best Harmony Village car insurance company for customer service
Nationwide was the best company for customer service in Harmony Village according to the NAIC.
Recent price drops
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The cheapest large national provider in Harmony Village
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Harmony Village driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Harmony Village, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Harmony Village
What Influences the Cost of Car Insurance in Harmony Village?
On average, car insurance in Harmony Village is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Harmony Village is 33 minutes, which is far more than average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Harmony Village is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Harmony Village is $263 per month for minimum coverage and $347 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Fitzgerald: Insurance costs 1.80% less
- Belmont: Insurance costs 2.95% less
- Bagley: Insurance costs 3.41% less
- Winship: Insurance costs 3.31% less
- Martin Park: Insurance costs 6.15% less
- MacKenzie: Insurance costs 0.89% less
- Pembroke: Insurance costs 3.31% less
- Crary-St Marys: Insurance costs 3.05% less
- Winter Halter: Insurance costs 0.65% less
- Grandmont-Rosedale: Insurance costs 2.67% less
Neighborhoods with Similar Populations
- Egger Highlands: Insurance costs 49.51% less
- River Mountain: Insurance costs 58.13% less
- South Redlands: Insurance costs 50.95% less
- Sky Line: Insurance costs 48.19% less
- Old Everett: Insurance costs 27.00% less
- Windyke-Southwind: Insurance costs 63.10% less
- North West Long Beach: Insurance costs 42.01% less
- Martin Luther King: Insurance costs 53.28% less
- Jenkins-Pinecroft: Insurance costs 29.11% less
- Congress Heights: Insurance costs 38.41% less