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Get Cheap Car Insurance in Pembroke, Detroit, MI
We monitor insurance prices, helping the average driver in Pembroke save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Pembroke
The chart below shows the cheapest car insurance company in Pembroke for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Pembroke Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $149 |
| Progressive | $170 |
| State Farm | $172 |
| Safeco Insurance | $181 |
Savings for Every Kind of Pembroke Driver
Based on our extensive insurance data, we know the average Pembroke driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,617 per year by choosing the right vehicle insurance company. Some Pembroke residents are paying out over $4,025 extra every year for auto insurance in Pembroke. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pembroke, Detroit, MI Savings / Yr. |
|---|---|
$1,617 |
|
$2,641 |
|
$2,337 |
|
$3,551 |
|
$4,190 |
|
$0 |
|
$0 |
Pembroke Car Insurance vs. Detroit
People living in Pembroke pay an average of 38.83% more than the typical driver in the state. The average driver in Pembroke can expect to pay about $3,057 per year, or $4,025 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Pembroke for most people.
Car Insurance Prices by Pembroke Neighborhood
Insurance Prices
Where is insurance cheapest within Pembroke?
The map shows insurance prices in and around Pembroke, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $358 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,201 to a low of $3,843. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Pembroke.Pick the Best Car Insurance Company for You in Pembroke
The best car insurance provider for most drivers in Pembroke
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,617 over the average Pembroke car insurance company.
The best car insurance provider for Pembroke drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,641 over the competition.
The best car insurance company for Pembroke drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,337 better than other car insurance companies.
The best auto insurance for Pembroke drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,551 less each year.
The least expensive car insurance company for new and young drivers in Pembroke
In Pembroke, Geico costs young drivers $4,190 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pembroke
The cheapest car insurance in Pembroke for drivers with bad credit
The best Pembroke car insurance company for customer service
Recent price drops
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The cheapest large national provider in Pembroke
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pembroke driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pembroke, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Pembroke
What Influences the Cost of Car Insurance in Pembroke?
On average, car insurance in Pembroke is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Pembroke is 32 minutes, which is a little more than average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Pembroke has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pembroke is $255 per month for minimum coverage and $335 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Eight Mile Wyoming: Insurance costs 0.84% more
- Bagley: Insurance costs 0.10% less
- Winship: Insurance costs the same
- Fitzgerald: Insurance costs 1.57% more
- Greenfield: Insurance costs 0.70% less
- Harmony Village: Insurance costs 3.43% more
- Martin Park: Insurance costs 2.93% less
- Downtown Southfield: Insurance costs 2.09% less
- Belmont: Insurance costs 0.37% more
- Crary-St Marys: Insurance costs 0.27% more
Neighborhoods with Similar Populations
- Clarkdale: Insurance costs 51.25% less
- Land Park: Insurance costs 49.81% less
- Expo Park: Insurance costs 42.31% less
- University Park: Insurance costs 52.30% less
- Delaware Avenue: Insurance costs 32.87% less
- Deep Creek West: Insurance costs 69.57% less
- Darnall: Insurance costs 47.83% less
- Vose: Insurance costs 56.02% less
- Craven: Insurance costs 33.47% less
- Central Santa Cruz: Insurance costs 50.46% less