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Get Cheap Car Insurance in Downtown Southfield, Southfield, MI
We monitor insurance prices, helping the average driver in Downtown Southfield save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Downtown Southfield
The chart below shows the cheapest car insurance company in Downtown Southfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Downtown Southfield Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $146 |
| Progressive | $167 |
| State Farm | $168 |
| Safeco Insurance | $178 |
Savings for Every Kind of Downtown Southfield Driver
Based on our extensive insurance data, we know the average Downtown Southfield driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,584 per year by choosing the right vehicle insurance company. Some Downtown Southfield residents are paying out over $3,941 extra every year for auto insurance in Downtown Southfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Southfield, Southfield, MI Savings / Yr. |
|---|---|
$1,584 |
|
$2,586 |
|
$2,288 |
|
$3,478 |
|
$4,103 |
|
$0 |
|
$0 |
Downtown Southfield Car Insurance vs. Southfield
People living in Downtown Southfield pay an average of 35.95% more than the typical driver in the state. The average driver in Downtown Southfield can expect to pay about $2,994 per year, or $3,941 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Downtown Southfield for most people.
Car Insurance Prices by Downtown Southfield Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Southfield?
The map shows insurance prices in and around Downtown Southfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $513 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,127 to a low of $3,614. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Downtown Southfield.Pick the Best Car Insurance Company for You in Downtown Southfield
The best car insurance provider for most drivers in Downtown Southfield
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,584 over the average Downtown Southfield car insurance company.
The best car insurance provider for Downtown Southfield drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,586 over the competition.
The best car insurance company for Downtown Southfield drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,288 better than other car insurance companies.
The best auto insurance for Downtown Southfield drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,478 less each year.
The least expensive car insurance company for new and young drivers in Downtown Southfield
In Downtown Southfield, Geico costs young drivers $4,103 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Southfield
The cheapest car insurance in Downtown Southfield for drivers with bad credit
The best Downtown Southfield car insurance company for customer service
Nationwide was the best company for customer service in Downtown Southfield according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Southfield
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Downtown Southfield driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Southfield, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Downtown Southfield
What Influences the Cost of Car Insurance in Downtown Southfield?
On average, car insurance in Downtown Southfield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Downtown Southfield is 30 minutes, which is a little more than average for a driver in the city.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Downtown Southfield has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Southfield is $249 per month for minimum coverage and $328 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- O Hair Park: Insurance costs 2.23% more
- Greenfield: Insurance costs 1.42% more
- Pembroke: Insurance costs 2.13% more
- Evergreen: Insurance costs 3.27% more
- Winship: Insurance costs 2.13% more
- Eight Mile Wyoming: Insurance costs 2.99% more
- Berg-Lasher: Insurance costs 0.61% more
- North Rosedale Park: Insurance costs 0.23% more
- Bagley: Insurance costs 2.03% more
- Crary-St Marys: Insurance costs 2.41% more
Neighborhoods with Similar Populations
- Woods of Shavano: Insurance costs 55.44% less
- Lockhill Estates: Insurance costs 49.76% less
- Old City-Produce and Waterfront: Insurance costs 38.85% less
- Oakdale South: Insurance costs 63.79% less
- North Shore Waialua: Insurance costs 65.06% less
- North Delridge: Insurance costs 58.51% less
- New Tampa: Insurance costs 24.69% less
- Near N Valley: Insurance costs 57.70% less
- Mission San Jose: Insurance costs 50.80% less
- Michigan-Martin: Insurance costs 4.31% less