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Get Cheap Car Insurance in Oakdale South, Charlotte, NC
We monitor insurance prices, helping the average driver in Oakdale South save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Oakdale South
The chart below shows the cheapest car insurance company in Oakdale South for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Oakdale South Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $54 |
| Erie Insurance | $55 |
| Farm Bureau | $58 |
| Progressive | $61 |
Savings for Every Kind of Oakdale South Driver
Based on our extensive insurance data, we know the average Oakdale South driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $274 per year by choosing the right vehicle insurance company. Some Oakdale South residents are paying out over $1,427 extra every year for auto insurance in Oakdale South. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakdale South, Charlotte, NC Savings / Yr. |
|---|---|
$274 |
|
$596 |
|
$434 |
|
$1,108 |
|
$822 |
|
$331 |
|
$497 |
Oakdale South Car Insurance vs. Charlotte
People living in Oakdale South pay an average of 14.19% more than the typical driver in the state. The average driver in Oakdale South can expect to pay about $855 per year, or $1,427 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Oakdale South for most people.
Car Insurance Prices by Oakdale South Neighborhood
Insurance Prices
Where is insurance cheapest within Oakdale South?
The map shows insurance prices in and around Oakdale South, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $90 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,510 to a low of $1,420. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Oakdale South.Pick the Best Car Insurance Company for You in Oakdale South
The best car insurance provider for most drivers in Oakdale South
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $274 over the average Oakdale South car insurance company.
The best car insurance provider for Oakdale South drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $596 over the competition.
The best car insurance company for Oakdale South drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $434 better than other car insurance companies.
The best auto insurance for Oakdale South drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,108 less each year.
The least expensive car insurance company for new and young drivers in Oakdale South
In Oakdale South, State Farm costs young drivers $822 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakdale South
Erie Insurance gave the largest car insurance discounts to married couples, averaging $331 saved each year compared to an average Oakdale South couple's premiums.
The cheapest car insurance in Oakdale South for drivers with bad credit
The best Oakdale South car insurance company for customer service
Nationwide was the best company for customer service in Oakdale South according to the NAIC.
Recent price drops
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The cheapest large national provider in Oakdale South
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oakdale South driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakdale South, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Oakdale South
What Influences the Cost of Car Insurance in Oakdale South?
On average, car insurance in Oakdale South is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Oakdale South is 27 minutes, which is about the national average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakdale South are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Oakdale South is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oakdale South is $71 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Firestone-Garden Park: Insurance costs 4.13% more
- Westchester: Insurance costs 0.91% more
- Thomasboro-Hoskins: Insurance costs 5.19% more
- Coulwood West: Insurance costs 0.63% less
- Toddville Road: Insurance costs 0.63% less
- Slater Park: Insurance costs 6.38% more
- Beatties Ford-Trinity: Insurance costs 6.73% more
- Pawtuckett: Insurance costs 0.84% more
- Wildwood: Insurance costs 7.57% less
- Enderly Park: Insurance costs 3.85% more
Neighborhoods with Similar Populations
- Woodstock: Insurance costs 58.02% more
- Banksville: Insurance costs the same
- Bluff: Insurance costs 0.91% more
- North Delridge: Insurance costs 14.58% more
- Sonterra-Stone Oak: Insurance costs 20.46% more
- Seminole Holland: Insurance costs 25.44% more
- Schoolcraft Southfield: Insurance costs 188.30% more
- Savannah: Insurance costs 115.49% more
- Salisbury Street: Insurance costs 12.75% more
- Rodgers Forge: Insurance costs 33.57% more