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Get Cheap Car Insurance in Savannah, Sunrise, FL
We monitor insurance prices, helping the average driver in Savannah save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Savannah
The chart below shows the cheapest car insurance company in Savannah for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Savannah Insurer | Monthly Cost |
|---|---|
| Geico | $147 |
| State Farm | $156 |
| Gainsco | $203 |
| Bristol West | $203 |
Savings for Every Kind of Savannah Driver
Based on our extensive insurance data, we know the average Savannah driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $900 per year by choosing the right vehicle insurance company. Some Savannah residents are paying out over $3,075 extra every year for auto insurance in Savannah. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Savannah, Sunrise, FL Savings / Yr. |
|---|---|
$900 |
|
$1,321 |
|
$1,016 |
|
$1,006 |
|
$3,195 |
|
$873 |
|
$1,272 |
Savannah Car Insurance vs. Sunrise
People living in Savannah pay an average of 16.40% more than the typical driver in the state. The average driver in Savannah can expect to pay about $2,808 per year, or $3,075 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Savannah for most people.
Car Insurance Prices by Savannah Neighborhood
Insurance Prices
Where is insurance cheapest within Savannah?
The map shows insurance prices in and around Savannah, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $135 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,138 to a low of $3,003. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Savannah.Pick the Best Car Insurance Company for You in Savannah
The best car insurance provider for most drivers in Savannah
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $900 over the average Savannah car insurance company.
The best car insurance provider for Savannah drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,321 over the competition.
The best car insurance company for Savannah drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,016 better than other car insurance companies.
The best auto insurance for Savannah drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,006 less each year.
The least expensive car insurance company for new and young drivers in Savannah
In Savannah, Geico costs young drivers $3,195 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Savannah
Geico gave the largest car insurance discounts to married couples, averaging $873 saved each year compared to an average Savannah couple's premiums.
The cheapest car insurance in Savannah for drivers with bad credit
The best Savannah car insurance company for customer service
Recent price drops
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The cheapest large national provider in Savannah
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Savannah driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Savannah, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Savannah
What Influences the Cost of Car Insurance in Savannah?
On average, car insurance in Savannah is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Savannah are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Savannah is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Savannah is $234 per month for minimum coverage and $256 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Welleby: Insurance costs 4.98% more
- New River Estates: Insurance costs 1.98% more
- Country Isles: Insurance costs 0.65% more
- Sunrise Golf Village East: Insurance costs 11.22% more
- Westwood Community-North: Insurance costs 5.66% more
- Northwood: Insurance costs 4.26% more
- Woodville: Insurance costs 9.72% more
- Lauderdale Lakes West Gate: Insurance costs 14.50% more
- North Lauderdale Estates: Insurance costs 15.32% more
- Davie Heights: Insurance costs 3.02% more
Neighborhoods with Similar Populations
- Lockhill Estates: Insurance costs 35.61% less
- Southwest Village: Insurance costs 46.76% less
- Salisbury Street: Insurance costs 47.67% less
- Quail Hill: Insurance costs 33.79% less
- Penrose: Insurance costs 56.81% less
- Northgate Sacramento: Insurance costs 25.30% less
- North Delridge: Insurance costs 46.83% less
- Mount Baker: Insurance costs 55.64% less
- Montclair: Insurance costs 32.81% less
- Michigan-Martin: Insurance costs 22.63% more