Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Lauderdale Lakes West Gate, Lauderdale Lakes, FL

We monitor insurance prices, helping the average driver in Lauderdale Lakes West Gate save up to 34.6% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Lauderdale Lakes West Gate

The chart below shows the cheapest car insurance company in Lauderdale Lakes West Gate for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.

 
Lauderdale Lakes West Gate Insurer Monthly Cost
Geico $168
State Farm $178
Gainsco $233
Bristol West $233

Savings for Every Kind of Lauderdale Lakes West Gate Driver

The table shows how much the average auto insurance customer in Lauderdale Lakes West Gate might save by following our recommendations.

Based on our extensive insurance data, we know the average Lauderdale Lakes West Gate driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,030 per year by choosing the right vehicle insurance company. Some Lauderdale Lakes West Gate residents are paying out over $3,521 extra every year for auto insurance in Lauderdale Lakes West Gate. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Lauderdale Lakes West Gate, Lauderdale Lakes, FL Savings / Yr.
$1,030
$1,512
$1,163
$1,151
$3,658
$999
$1,456

Lauderdale Lakes West Gate Car Insurance vs. Lauderdale Lakes

People living in Lauderdale Lakes West Gate pay an average of 33.26% more than the typical driver in the state. The average driver in Lauderdale Lakes West Gate can expect to pay about $3,214 per year, or $3,521 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Lauderdale Lakes West Gate for most people.

Car Insurance Prices by Lauderdale Lakes West Gate Neighborhood

Lauderdale Lakes West Gate, Lauderdale Lakes, FL map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Lauderdale Lakes West Gate?

The map shows insurance prices in and around Lauderdale Lakes West Gate, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $466 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,719 to a low of $3,253. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Lauderdale Lakes West Gate.

Pick the Best Car Insurance Company for You in Lauderdale Lakes West Gate

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Lauderdale Lakes West Gate insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Lauderdale Lakes West Gate

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $1,030 over the average Lauderdale Lakes West Gate car insurance company.

Visit Site

We use the average good driver, paying $208 per month, as our baseline for pricing in Lauderdale Lakes West Gate. State Farm, Geico, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Lauderdale Lakes West Gate drivers with accidents on their records

In Lauderdale Lakes West Gate getting into an accident will raise premiums an average 28% for a yearly cost of $4,888. That's $1,367 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,512 over the competition.

Visit Site

The best car insurance company for Lauderdale Lakes West Gate drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $1,163 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Lauderdale Lakes West Gate, tickets raise premiums on new quotes about $981. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $4,501 per year.

The best auto insurance for Lauderdale Lakes West Gate drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $4,805 per year in auto insurance premiums, which was $1,285 more than a driver with no major issues. State Farm, Geico, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Geico may cost the average person with a DUI about $1,151 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Lauderdale Lakes West Gate

In Lauderdale Lakes West Gate, Geico costs young drivers $3,658 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Lauderdale Lakes West Gate. With an average cost of $10,564 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Lauderdale Lakes West Gate

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $248. State Farm, Geico, and Progressive provided the largest discounts to couples living in Lauderdale Lakes West Gate.

Geico gave the largest car insurance discounts to married couples, averaging $999 saved each year compared to an average Lauderdale Lakes West Gate couple's premiums.

Visit Site

The cheapest car insurance in Lauderdale Lakes West Gate for drivers with bad credit

People with poor credit saved an average of $1,456 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,683 every year. Premiums for people with poor credit were about $5,204 in Lauderdale Lakes West Gate. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Gainsco.

The best Lauderdale Lakes West Gate car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Lauderdale Lakes West Gate, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Lauderdale Lakes West Gate.

Allstate was the best company for customer service in Lauderdale Lakes West Gate according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lauderdale Lakes West Gate, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Lauderdale Lakes West Gate. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Lauderdale Lakes West Gate

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 52% of Lauderdale Lakes West Gate residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lauderdale Lakes West Gate driver can expect to pay about $156 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lauderdale Lakes West Gate, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Lauderdale Lakes West Gate

What Influences the Cost of Car Insurance in Lauderdale Lakes West Gate?

On average, car insurance in Lauderdale Lakes West Gate is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Lauderdale Lakes West Gate is 34 minutes, which is a little more than average for a driver in the city.
  • Florida state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Lauderdale Lakes West Gate are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
  • Lauderdale Lakes West Gate is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Lauderdale Lakes West Gate is $268 per month for minimum coverage and $293 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Lauderdale Lakes West Gate driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Lauderdale Lakes West Gate with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.