Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Northern Arizona University, Flagstaff, AZ
We monitor insurance prices, helping the average driver in Northern Arizona University save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Northern Arizona University
The chart below shows the cheapest car insurance company in Northern Arizona University for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Northern Arizona University Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| State Farm | $62 |
| Mile Auto | $78 |
| MetLife | $78 |
Savings for Every Kind of Northern Arizona University Driver
Based on our extensive insurance data, we know the average Northern Arizona University driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $698 per year by choosing the right vehicle insurance company. Some Northern Arizona University residents are paying out over $1,806 extra every year for auto insurance in Northern Arizona University. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northern Arizona University, Flagstaff, AZ Savings / Yr. |
|---|---|
$698 |
|
$620 |
|
$377 |
|
$634 |
|
$2,012 |
|
$355 |
|
$997 |
Northern Arizona University Car Insurance vs. Flagstaff
People living in Northern Arizona University pay an average of 0.46% less than the typical driver in the state. The average driver in Northern Arizona University can expect to pay about $952 per year, or $1,806 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Northern Arizona University for most people.
Car Insurance Prices by Northern Arizona University Neighborhood
Insurance Prices
Where is insurance cheapest within Northern Arizona University?
The map shows insurance prices in and around Northern Arizona University, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $102 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,858 to a low of $1,756. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Northern Arizona University.Pick the Best Car Insurance Company for You in Northern Arizona University
The best car insurance provider for most drivers in Northern Arizona University
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $698 over the average Northern Arizona University car insurance company.
The best car insurance provider for Northern Arizona University drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $620 over the competition.
The best car insurance company for Northern Arizona University drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $377 better than other car insurance companies.
The best auto insurance for Northern Arizona University drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $634 less each year.
The least expensive car insurance company for new and young drivers in Northern Arizona University
In Northern Arizona University, Geico costs young drivers $2,012 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northern Arizona University
State Farm gave the largest car insurance discounts to married couples, averaging $355 saved each year compared to an average Northern Arizona University couple's premiums.
The cheapest car insurance in Northern Arizona University for drivers with bad credit
The best Northern Arizona University car insurance company for customer service
Nationwide was the best company for customer service in Northern Arizona University according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Northern Arizona University, which was better than other insurers.
The cheapest large national provider in Northern Arizona University
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Northern Arizona University driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northern Arizona University, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Northern Arizona University
What Influences the Cost of Car Insurance in Northern Arizona University?
On average, car insurance in Northern Arizona University is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Northern Arizona University is 16 minutes, which is far less than average for a driver in the city.
- Arizona state insurance regulations may require higher prices.
- An average of 12 to 13 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northern Arizona University are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Northern Arizona University has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Northern Arizona University is $79 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Flagstaff: Insurance costs 1.00% less
- Woodlands Village: Insurance costs 2.21% less
- Sunnyside-Flagstaff: Insurance costs 0.17% more
- Granville: Insurance costs 5.54% less
- Tierra Oeste: Insurance costs 4.98% less
- Parkway: Insurance costs 3.32% less
- Westgate Hts: Insurance costs 3.32% less
- Avalon: Insurance costs 1.00% more
- Laurelwood: Insurance costs 3.32% less
- Ladera West: Insurance costs 4.37% less
Neighborhoods with Similar Populations
- Oak Park-Northwood: Insurance costs 5.59% less
- Adamsville: Insurance costs 28.13% more
- Yerdemont: Insurance costs 21.59% more
- West Garfield Park: Insurance costs 15.67% more
- West Bench: Insurance costs 39.42% less
- Turnagain: Insurance costs 17.72% less
- Taku-Campbell: Insurance costs 17.94% less
- Southwest Colorado Springs: Insurance costs 4.26% more
- South East: Insurance costs 24.64% more
- Silver Lake: Insurance costs 32.17% less