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Get Cheap Car Insurance in Southwest Colorado Springs, Colorado Springs, CO
We monitor insurance prices, helping the average driver in Southwest Colorado Springs save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Southwest Colorado Springs
The chart below shows the cheapest car insurance company in Southwest Colorado Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Southwest Colorado Springs Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Bristol West | $76 |
| Safeco Insurance | $77 |
| Geico | $79 |
Savings for Every Kind of Southwest Colorado Springs Driver
Based on our extensive insurance data, we know the average Southwest Colorado Springs driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $404 per year by choosing the right vehicle insurance company. Some Southwest Colorado Springs residents are paying out over $1,883 extra every year for auto insurance in Southwest Colorado Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwest Colorado Springs, Colorado Springs, CO Savings / Yr. |
|---|---|
$404 |
|
$719 |
|
$579 |
|
$619 |
|
$1,832 |
|
$485 |
|
$710 |
Southwest Colorado Springs Car Insurance vs. Colorado Springs
People living in Southwest Colorado Springs pay an average of 0.35% less than the typical driver in the state. The average driver in Southwest Colorado Springs can expect to pay about $1,100 per year, or $1,883 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Southwest Colorado Springs for most people.
Car Insurance Prices by Southwest Colorado Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Southwest Colorado Springs?
The map shows insurance prices in and around Southwest Colorado Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $100 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,920 to a low of $1,820. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Southwest Colorado Springs.Pick the Best Car Insurance Company for You in Southwest Colorado Springs
The best car insurance provider for most drivers in Southwest Colorado Springs
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $404 over the average Southwest Colorado Springs car insurance company.
The best car insurance provider for Southwest Colorado Springs drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $719 over the competition.
The best car insurance company for Southwest Colorado Springs drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $579 better than other car insurance companies.
The best auto insurance for Southwest Colorado Springs drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $619 less each year.
The least expensive car insurance company for new and young drivers in Southwest Colorado Springs
In Southwest Colorado Springs, State Farm costs young drivers $1,832 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwest Colorado Springs
State Farm gave the largest car insurance discounts to married couples, averaging $485 saved each year compared to an average Southwest Colorado Springs couple's premiums.
The cheapest car insurance in Southwest Colorado Springs for drivers with bad credit
The best Southwest Colorado Springs car insurance company for customer service
Nationwide was the best company for customer service in Southwest Colorado Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Southwest Colorado Springs
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Southwest Colorado Springs driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwest Colorado Springs, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Southwest Colorado Springs
What Influences the Cost of Car Insurance in Southwest Colorado Springs?
On average, car insurance in Southwest Colorado Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southwest Colorado Springs is 28 minutes, which is a little less than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southwest Colorado Springs are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Southwest Colorado Springs is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southwest Colorado Springs is $92 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Stratmoor Hills: Insurance costs 4.46% more
- Southeast Colorado Springs: Insurance costs 2.50% more
- Central Colorado City: Insurance costs 1.75% less
- Old Colorado City: Insurance costs 1.49% more
- Lowell: Insurance costs 3.35% more
- Security: Insurance costs 8.55% more
- East Colorado Springs: Insurance costs 0.64% more
- West Colorado Springs: Insurance costs 0.90% less
- Widefield: Insurance costs 7.22% more
- Powers: Insurance costs 3.56% more
Neighborhoods with Similar Populations
- Claytown: Insurance costs 97.61% more
- Fairlington-Shirlington: Insurance costs 31.01% less
- Adamsville: Insurance costs 22.89% more
- Lauderdale Lakes West Gate: Insurance costs 86.99% more
- Jordan: Insurance costs 10.14% more
- Greater Gardendale: Insurance costs 8.13% more
- Drake: Insurance costs 30.70% less
- Contempo: Insurance costs 13.60% more
- College Point: Insurance costs 78.49% more
- Buckman: Insurance costs 2.50% less