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Get Cheap Car Insurance in Old Colorado City, Colorado Springs, CO
We monitor insurance prices, helping the average driver in Old Colorado City save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Old Colorado City
The chart below shows the cheapest car insurance company in Old Colorado City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Old Colorado City Insurer | Monthly Cost |
|---|---|
| State Farm | $65 |
| Bristol West | $77 |
| Safeco Insurance | $78 |
| Geico | $80 |
Savings for Every Kind of Old Colorado City Driver
Based on our extensive insurance data, we know the average Old Colorado City driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $409 per year by choosing the right vehicle insurance company. Some Old Colorado City residents are paying out over $1,911 extra every year for auto insurance in Old Colorado City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Colorado City, Colorado Springs, CO Savings / Yr. |
|---|---|
$409 |
|
$730 |
|
$587 |
|
$628 |
|
$1,858 |
|
$492 |
|
$721 |
Old Colorado City Car Insurance vs. Colorado Springs
People living in Old Colorado City pay an average of 1.10% more than the typical driver in the state. The average driver in Old Colorado City can expect to pay about $1,116 per year, or $1,911 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Old Colorado City for most people.
Car Insurance Prices by Old Colorado City Neighborhood
Insurance Prices
Where is insurance cheapest within Old Colorado City?
The map shows insurance prices in and around Old Colorado City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $174 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,955 to a low of $1,781. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Old Colorado City.Pick the Best Car Insurance Company for You in Old Colorado City
The best car insurance provider for most drivers in Old Colorado City
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $409 over the average Old Colorado City car insurance company.
The best car insurance provider for Old Colorado City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $730 over the competition.
The best car insurance company for Old Colorado City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $587 better than other car insurance companies.
The best auto insurance for Old Colorado City drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $628 less each year.
The least expensive car insurance company for new and young drivers in Old Colorado City
In Old Colorado City, State Farm costs young drivers $1,858 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Colorado City
State Farm gave the largest car insurance discounts to married couples, averaging $492 saved each year compared to an average Old Colorado City couple's premiums.
The cheapest car insurance in Old Colorado City for drivers with bad credit
The best Old Colorado City car insurance company for customer service
Nationwide was the best company for customer service in Old Colorado City according to the NAIC.
Recent price drops
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The cheapest large national provider in Old Colorado City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Old Colorado City driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Colorado City, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Old Colorado City
What Influences the Cost of Car Insurance in Old Colorado City?
On average, car insurance in Old Colorado City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Colorado City are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Old Colorado City is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Old Colorado City is $93 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Central Colorado City: Insurance costs 3.19% less
- Lowell: Insurance costs 1.83% more
- West Colorado Springs: Insurance costs 2.35% less
- Southwest Colorado Springs: Insurance costs 1.47% less
- Southeast Colorado Springs: Insurance costs 0.99% more
- East Colorado Springs: Insurance costs 0.84% less
- Stratmoor Hills: Insurance costs 2.93% more
- Northeast Colorado Springs: Insurance costs 1.20% less
- Northwest Colorado Springs: Insurance costs 2.51% less
- Security: Insurance costs 6.96% more
Neighborhoods with Similar Populations
- Skinker-Debaliviere: Insurance costs 8.58% more
- Kensington: Insurance costs 60.02% more
- Keystone: Insurance costs 22.66% less
- Larrymore Lawns: Insurance costs 28.36% less
- Norwood Park: Insurance costs 2.98% more
- Residence Park: Insurance costs 25.33% less
- Rio Lindo: Insurance costs 10.52% more
- Shelby Center Historic District: Insurance costs 42.23% less
- Silver Valley Addition: Insurance costs 19.73% less
- Jordan Meadows: Insurance costs 11.36% less