Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in West Colorado Springs, Colorado Springs, CO
We monitor insurance prices, helping the average driver in West Colorado Springs save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in West Colorado Springs
The chart below shows the cheapest car insurance company in West Colorado Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| West Colorado Springs Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Bristol West | $75 |
| Safeco Insurance | $77 |
| Geico | $79 |
Savings for Every Kind of West Colorado Springs Driver
Based on our extensive insurance data, we know the average West Colorado Springs driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $400 per year by choosing the right vehicle insurance company. Some West Colorado Springs residents are paying out over $1,866 extra every year for auto insurance in West Colorado Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Colorado Springs, Colorado Springs, CO Savings / Yr. |
|---|---|
$400 |
|
$713 |
|
$574 |
|
$613 |
|
$1,814 |
|
$481 |
|
$704 |
West Colorado Springs Car Insurance vs. Colorado Springs
People living in West Colorado Springs pay an average of 1.29% less than the typical driver in the state. The average driver in West Colorado Springs can expect to pay about $1,090 per year, or $1,866 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in West Colorado Springs for most people.
Car Insurance Prices by West Colorado Springs Neighborhood
Insurance Prices
Where is insurance cheapest within West Colorado Springs?
The map shows insurance prices in and around West Colorado Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $293 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,060 to a low of $1,767. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of West Colorado Springs.Pick the Best Car Insurance Company for You in West Colorado Springs
The best car insurance provider for most drivers in West Colorado Springs
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $400 over the average West Colorado Springs car insurance company.
The best car insurance provider for West Colorado Springs drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $713 over the competition.
The best car insurance company for West Colorado Springs drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $574 better than other car insurance companies.
The best auto insurance for West Colorado Springs drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $613 less each year.
The least expensive car insurance company for new and young drivers in West Colorado Springs
In West Colorado Springs, State Farm costs young drivers $1,814 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Colorado Springs
State Farm gave the largest car insurance discounts to married couples, averaging $481 saved each year compared to an average West Colorado Springs couple's premiums.
The cheapest car insurance in West Colorado Springs for drivers with bad credit
The best West Colorado Springs car insurance company for customer service
Nationwide was the best company for customer service in West Colorado Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in West Colorado Springs
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average West Colorado Springs driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Colorado Springs, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around West Colorado Springs
What Influences the Cost of Car Insurance in West Colorado Springs?
On average, car insurance in West Colorado Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in West Colorado Springs is 25 minutes, which is far less than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West Colorado Springs are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- West Colorado Springs is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in West Colorado Springs is $91 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Central Colorado City: Insurance costs 0.86% less
- Old Colorado City: Insurance costs 2.41% more
- Lowell: Insurance costs 4.29% more
- East Colorado Springs: Insurance costs 1.55% more
- Northeast Colorado Springs: Insurance costs 1.18% more
- Northwest Colorado Springs: Insurance costs 0.16% less
- Southeast Colorado Springs: Insurance costs 3.43% more
- Southwest Colorado Springs: Insurance costs 0.91% more
- Powers: Insurance costs 4.50% more
- Stratmoor Hills: Insurance costs 5.41% more
Neighborhoods with Similar Populations
- Provincetowne: Insurance costs 27.38% less
- North Berkeley: Insurance costs 12.92% more
- North Boulder: Insurance costs 0.70% more
- North Broadway: Insurance costs 33.23% more
- North Central San Francisco: Insurance costs 16.93% more
- North Clairemont: Insurance costs 5.36% more
- North Hyde Park: Insurance costs 45.39% more
- North King St: Insurance costs 32.90% less
- North Plymouth: Insurance costs 11.20% less
- North Shores: Insurance costs 76.05% more