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Get Cheap Car Insurance in Southeast Colorado Springs, Colorado Springs, CO
We monitor insurance prices, helping the average driver in Southeast Colorado Springs save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Southeast Colorado Springs
The chart below shows the cheapest car insurance company in Southeast Colorado Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Southeast Colorado Springs Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Bristol West | $78 |
| Safeco Insurance | $79 |
| Geico | $81 |
Savings for Every Kind of Southeast Colorado Springs Driver
Based on our extensive insurance data, we know the average Southeast Colorado Springs driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some Southeast Colorado Springs residents are paying out over $1,930 extra every year for auto insurance in Southeast Colorado Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southeast Colorado Springs, Colorado Springs, CO Savings / Yr. |
|---|---|
$414 |
|
$737 |
|
$593 |
|
$634 |
|
$1,877 |
|
$497 |
|
$728 |
Southeast Colorado Springs Car Insurance vs. Colorado Springs
People living in Southeast Colorado Springs pay an average of 2.12% more than the typical driver in the state. The average driver in Southeast Colorado Springs can expect to pay about $1,127 per year, or $1,930 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Southeast Colorado Springs for most people.
Car Insurance Prices by Southeast Colorado Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Southeast Colorado Springs?
The map shows insurance prices in and around Southeast Colorado Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $345 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,099 to a low of $1,754. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Southeast Colorado Springs.Pick the Best Car Insurance Company for You in Southeast Colorado Springs
The best car insurance provider for most drivers in Southeast Colorado Springs
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $414 over the average Southeast Colorado Springs car insurance company.
The best car insurance provider for Southeast Colorado Springs drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $737 over the competition.
The best car insurance company for Southeast Colorado Springs drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $593 better than other car insurance companies.
The best auto insurance for Southeast Colorado Springs drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $634 less each year.
The least expensive car insurance company for new and young drivers in Southeast Colorado Springs
In Southeast Colorado Springs, State Farm costs young drivers $1,877 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southeast Colorado Springs
State Farm gave the largest car insurance discounts to married couples, averaging $497 saved each year compared to an average Southeast Colorado Springs couple's premiums.
The cheapest car insurance in Southeast Colorado Springs for drivers with bad credit
The best Southeast Colorado Springs car insurance company for customer service
Nationwide was the best company for customer service in Southeast Colorado Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Southeast Colorado Springs
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Southeast Colorado Springs driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southeast Colorado Springs, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Southeast Colorado Springs
What Influences the Cost of Car Insurance in Southeast Colorado Springs?
On average, car insurance in Southeast Colorado Springs is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southeast Colorado Springs are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Southeast Colorado Springs is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southeast Colorado Springs is $94 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lowell: Insurance costs 0.83% more
- Stratmoor Hills: Insurance costs 1.92% more
- Central Colorado City: Insurance costs 4.15% less
- East Colorado Springs: Insurance costs 1.81% less
- Southwest Colorado Springs: Insurance costs 2.44% less
- Security: Insurance costs 5.91% more
- Old Colorado City: Insurance costs 0.98% less
- West Colorado Springs: Insurance costs 3.32% less
- Powers: Insurance costs 1.04% more
- Widefield: Insurance costs 4.61% more
Neighborhoods with Similar Populations
- Montello: Insurance costs 10.00% more
- Sawtelle: Insurance costs 23.47% more
- Richmondtown: Insurance costs 43.21% more
- Richmond: Insurance costs 16.99% less
- Pacific: Insurance costs 14.61% more
- Oxford Circle: Insurance costs 9.33% less
- Oak Cliff: Insurance costs 5.08% more
- Norwood Park: Insurance costs 12.02% less
- Northside: Insurance costs 1.14% more
- Northeast Colorado Springs: Insurance costs 2.18% less