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Get Cheap Car Insurance in Oak Cliff, Dallas, TX
We monitor insurance prices, helping the average driver in Oak Cliff save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Oak Cliff
The chart below shows the cheapest car insurance company in Oak Cliff for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Oak Cliff Insurer | Monthly Cost |
|---|---|
| Clearcover | $52 |
| Mile Auto | $69 |
| Progressive | $70 |
| State Farm | $76 |
Savings for Every Kind of Oak Cliff Driver
Based on our extensive insurance data, we know the average Oak Cliff driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $417 per year by choosing the right vehicle insurance company. Some Oak Cliff residents are paying out over $2,028 extra every year for auto insurance in Oak Cliff. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oak Cliff, Dallas, TX Savings / Yr. |
|---|---|
$417 |
|
$955 |
|
$842 |
|
$964 |
|
$1,467 |
|
$554 |
|
$606 |
Oak Cliff Car Insurance vs. Dallas
People living in Oak Cliff pay an average of 3.78% more than the typical driver in the state. The average driver in Oak Cliff can expect to pay about $1,208 per year, or $2,028 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Oak Cliff for most people.
Car Insurance Prices by Oak Cliff Neighborhood
Insurance Prices
Where is insurance cheapest within Oak Cliff?
The map shows insurance prices in and around Oak Cliff, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $400 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,269 to a low of $1,869. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Oak Cliff.Pick the Best Car Insurance Company for You in Oak Cliff
The best car insurance provider for most drivers in Oak Cliff
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $417 over the average Oak Cliff car insurance company.
The best car insurance provider for Oak Cliff drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $955 over the competition.
The best car insurance company for Oak Cliff drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $842 better than other car insurance companies.
The best auto insurance for Oak Cliff drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $964 less each year.
The least expensive car insurance company for new and young drivers in Oak Cliff
In Oak Cliff, State Farm costs young drivers $1,467 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oak Cliff
State Farm gave the largest car insurance discounts to married couples, averaging $554 saved each year compared to an average Oak Cliff couple's premiums.
The cheapest car insurance in Oak Cliff for drivers with bad credit
The best Oak Cliff car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oak Cliff
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Oak Cliff driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oak Cliff, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Oak Cliff
What Influences the Cost of Car Insurance in Oak Cliff?
On average, car insurance in Oak Cliff is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Oak Cliff is 34 minutes, which is a little more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oak Cliff are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Oak Cliff is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oak Cliff is $101 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Winnetka Heights: Insurance costs 0.94% more
- Eagle Ford: Insurance costs 0.99% more
- Five Mile Creek: Insurance costs 4.78% less
- Cedar Crest: Insurance costs 6.76% more
- Near East: Insurance costs 9.57% less
- West End Historic District: Insurance costs 8.38% less
- Farmers Market District: Insurance costs 0.49% less
- Southwest Dallas: Insurance costs 0.99% more
- Oak Lawn: Insurance costs 9.22% less
- South Boulevard Park Row: Insurance costs 5.28% more
Neighborhoods with Similar Populations
- Scripps Ranch: Insurance costs 5.42% less
- North Arlington: Insurance costs 7.20% less
- North Cheyenne: Insurance costs 20.61% more
- North Dallas: Insurance costs 11.29% less
- North Ironbound: Insurance costs 20.61% more
- North Valleys: Insurance costs 10.60% more
- Norwood Park: Insurance costs 16.27% less
- Payne Phallen: Insurance costs 1.73% less
- Rhodes Ranch: Insurance costs 23.67% more
- Sawtelle: Insurance costs 17.50% more