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Get Cheap Car Insurance in Southwest Dallas, Dallas, TX
We monitor insurance prices, helping the average driver in Southwest Dallas save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Southwest Dallas
The chart below shows the cheapest car insurance company in Southwest Dallas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Southwest Dallas Insurer | Monthly Cost |
|---|---|
| Clearcover | $53 |
| Mile Auto | $69 |
| Progressive | $71 |
| State Farm | $77 |
Savings for Every Kind of Southwest Dallas Driver
Based on our extensive insurance data, we know the average Southwest Dallas driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $421 per year by choosing the right vehicle insurance company. Some Southwest Dallas residents are paying out over $2,048 extra every year for auto insurance in Southwest Dallas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwest Dallas, Dallas, TX Savings / Yr. |
|---|---|
$421 |
|
$964 |
|
$850 |
|
$974 |
|
$1,482 |
|
$560 |
|
$612 |
Southwest Dallas Car Insurance vs. Dallas
People living in Southwest Dallas pay an average of 4.80% more than the typical driver in the state. The average driver in Southwest Dallas can expect to pay about $1,220 per year, or $2,048 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Southwest Dallas for most people.
Car Insurance Prices by Southwest Dallas Neighborhood
Insurance Prices
Where is insurance cheapest within Southwest Dallas?
The map shows insurance prices in and around Southwest Dallas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $459 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,269 to a low of $1,810. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Southwest Dallas.Pick the Best Car Insurance Company for You in Southwest Dallas
The best car insurance provider for most drivers in Southwest Dallas
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $421 over the average Southwest Dallas car insurance company.
The best car insurance provider for Southwest Dallas drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $964 over the competition.
The best car insurance company for Southwest Dallas drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $850 better than other car insurance companies.
The best auto insurance for Southwest Dallas drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $974 less each year.
The least expensive car insurance company for new and young drivers in Southwest Dallas
In Southwest Dallas, State Farm costs young drivers $1,482 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwest Dallas
State Farm gave the largest car insurance discounts to married couples, averaging $560 saved each year compared to an average Southwest Dallas couple's premiums.
The cheapest car insurance in Southwest Dallas for drivers with bad credit
The best Southwest Dallas car insurance company for customer service
Nationwide was the best company for customer service in Southwest Dallas according to the NAIC.
Recent price drops
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The cheapest large national provider in Southwest Dallas
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Southwest Dallas driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwest Dallas, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Southwest Dallas
What Influences the Cost of Car Insurance in Southwest Dallas?
On average, car insurance in Southwest Dallas is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southwest Dallas is 34 minutes, which is a little more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southwest Dallas are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Southwest Dallas is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southwest Dallas is $102 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Winnetka Heights: Insurance costs 0.05% less
- Wolf Creek: Insurance costs 4.00% more
- Five Mile Creek: Insurance costs 5.71% less
- Oak Cliff: Insurance costs 0.98% less
- Cedar Crest: Insurance costs 5.71% more
- Eagle Ford: Insurance costs the same
- North Westchester Meadows: Insurance costs 2.39% less
- South Dallas Fair Park: Insurance costs 4.05% more
- Indian Hills: Insurance costs 3.27% less
- Near East: Insurance costs 10.45% less
Neighborhoods with Similar Populations
- White Haven-Coro Lake: Insurance costs 17.33% less
- Sugarland: Insurance costs 3.52% more
- West Houston: Insurance costs 2.83% less
- Sunset Park: Insurance costs 71.00% more
- Washington Heights: Insurance costs 72.41% more
- Westlake: Insurance costs 28.17% more
- Wedgwood: Insurance costs 9.28% less
- Upper East Side: Insurance costs 46.48% more
- Tremont: Insurance costs 76.32% more
- West: Insurance costs 13.23% less