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Get Cheap Car Insurance in Sunset Park, Brooklyn, NY
We monitor insurance prices, helping the average driver in Sunset Park save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Sunset Park
The chart below shows the cheapest car insurance company in Sunset Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Sunset Park Insurer | Monthly Cost |
|---|---|
| Kemper | $129 |
| Plymouth Rock Assurance | $171 |
| Safeco Insurance | $184 |
| Geico | $192 |
Savings for Every Kind of Sunset Park Driver
Based on our extensive insurance data, we know the average Sunset Park driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,044 per year by choosing the right vehicle insurance company. Some Sunset Park residents are paying out over $3,502 extra every year for auto insurance in Sunset Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sunset Park, Brooklyn, NY Savings / Yr. |
|---|---|
$1,044 |
|
$666 |
|
$1,330 |
|
$1,346 |
|
$3,297 |
|
$1,103 |
|
$1,757 |
Sunset Park Car Insurance vs. Brooklyn
People living in Sunset Park pay an average of 44.40% more than the typical driver in the state. The average driver in Sunset Park can expect to pay about $2,540 per year, or $3,502 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Sunset Park for most people.
Car Insurance Prices by Sunset Park Neighborhood
Insurance Prices
Where is insurance cheapest within Sunset Park?
The map shows insurance prices in and around Sunset Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $757 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,722 to a low of $2,965. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Sunset Park.Pick the Best Car Insurance Company for You in Sunset Park
The best car insurance provider for most drivers in Sunset Park
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,044 over the average Sunset Park car insurance company.
The best car insurance provider for Sunset Park drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $666 over the competition.
The best car insurance company for Sunset Park drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,330 better than other car insurance companies.
The best auto insurance for Sunset Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,346 less each year.
The least expensive car insurance company for new and young drivers in Sunset Park
In Sunset Park, Progressive costs young drivers $3,297 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sunset Park
Progressive gave the largest car insurance discounts to married couples, averaging $1,103 saved each year compared to an average Sunset Park couple's premiums.
The cheapest car insurance in Sunset Park for drivers with bad credit
The best Sunset Park car insurance company for customer service
Nationwide was the best company for customer service in Sunset Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Sunset Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Sunset Park driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sunset Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Sunset Park
What Influences the Cost of Car Insurance in Sunset Park?
On average, car insurance in Sunset Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Sunset Park is 57 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sunset Park are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Sunset Park is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sunset Park is $212 per month for minimum coverage and $292 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Borough Park: Insurance costs 12.68% less
- Greenwood: Insurance costs 8.54% less
- Dyker Heights: Insurance costs 7.54% less
- Bay Ridge-Fort Hamilton: Insurance costs 10.42% less
- Park Slope: Insurance costs 14.11% less
- Red Hook: Insurance costs 6.14% less
- Ditmas Park: Insurance costs 2.14% less
- Bensonhurst: Insurance costs 4.74% less
- Carroll Gardens: Insurance costs 14.59% less
- Flatbush-Ditmas Park: Insurance costs 2.40% more
Neighborhoods with Similar Populations
- Wakefield-Williamsbridge: Insurance costs 1.86% more
- South Mountain: Insurance costs 42.83% less
- South Bronx: Insurance costs 2.63% more
- Roosevelt: Insurance costs 37.72% less
- East Brooklyn: Insurance costs 1.11% more
- Alahambra: Insurance costs 41.29% less
- Mapleton-Flatlands: Insurance costs 5.43% less
- Deer Valley: Insurance costs 45.12% less
- Paradise Valley: Insurance costs 45.37% less
- Cambrian Park: Insurance costs 42.12% less