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Get Cheap Car Insurance in Alahambra, Phoenix, AZ
We monitor insurance prices, helping the average driver in Alahambra save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Alahambra
The chart below shows the cheapest car insurance company in Alahambra for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Alahambra Insurer | Monthly Cost |
|---|---|
| Metromile | $70 |
| State Farm | $71 |
| Mile Auto | $89 |
| MetLife | $89 |
Savings for Every Kind of Alahambra Driver
Based on our extensive insurance data, we know the average Alahambra driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $795 per year by choosing the right vehicle insurance company. Some Alahambra residents are paying out over $2,056 extra every year for auto insurance in Alahambra. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Alahambra, Phoenix, AZ Savings / Yr. |
|---|---|
$795 |
|
$706 |
|
$430 |
|
$722 |
|
$2,291 |
|
$405 |
|
$1,136 |
Alahambra Car Insurance vs. Phoenix
People living in Alahambra pay an average of 13.36% more than the typical driver in the state. The average driver in Alahambra can expect to pay about $1,084 per year, or $2,056 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Alahambra for most people.
Car Insurance Prices by Alahambra Neighborhood
Insurance Prices
Where is insurance cheapest within Alahambra?
The map shows insurance prices in and around Alahambra, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $419 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,225 to a low of $1,806. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Alahambra.Pick the Best Car Insurance Company for You in Alahambra
The best car insurance provider for most drivers in Alahambra
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $795 over the average Alahambra car insurance company.
The best car insurance provider for Alahambra drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $706 over the competition.
The best car insurance company for Alahambra drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $430 better than other car insurance companies.
The best auto insurance for Alahambra drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $722 less each year.
The least expensive car insurance company for new and young drivers in Alahambra
In Alahambra, Geico costs young drivers $2,291 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Alahambra
State Farm gave the largest car insurance discounts to married couples, averaging $405 saved each year compared to an average Alahambra couple's premiums.
The cheapest car insurance in Alahambra for drivers with bad credit
The best Alahambra car insurance company for customer service
Recent price drops
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The cheapest large national provider in Alahambra
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Alahambra driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alahambra, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Alahambra
What Influences the Cost of Car Insurance in Alahambra?
On average, car insurance in Alahambra is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Alahambra is 33 minutes, which is a little more than average for a driver in the city.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Alahambra are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Alahambra is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Alahambra is $90 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Glendale: Insurance costs 0.39% more
- Windsor Square: Insurance costs 3.16% less
- Encanto: Insurance costs 4.04% less
- North Mountain: Insurance costs 3.70% less
- Central Phoenix: Insurance costs 2.38% less
- Bronze Boot: Insurance costs 5.84% less
- Cartwright: Insurance costs 0.58% more
- Greenbriar: Insurance costs 4.47% less
- Ironwood Terrace: Insurance costs 1.02% less
- Maryvale: Insurance costs 0.19% less
Neighborhoods with Similar Populations
- North Scottsdale: Insurance costs 8.71% less
- Southeast Dallas: Insurance costs 1.02% more
- Williamsburg: Insurance costs 50.54% more
- Paradise: Insurance costs 26.31% more
- Sunset Park: Insurance costs 70.33% more
- Northland: Insurance costs 39.20% less
- Bushwick: Insurance costs 70.48% more
- Paradise Valley: Insurance costs 6.96% less
- Camelback East: Insurance costs 5.30% less
- Upper West Side: Insurance costs 50.92% more