Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Paradise, Las Vegas, NV
We monitor insurance prices, helping the average driver in Paradise save up to 36.3% on car insurance.
The Cheapest Minimum Coverage in Paradise
The chart below shows the cheapest car insurance company in Paradise for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Progressive, Geico, and Safeco Insurance.
| Paradise Insurer | Monthly Cost |
|---|---|
| State Farm | $77 |
| Progressive | $99 |
| Geico | $99 |
| Safeco Insurance | $107 |
Savings for Every Kind of Paradise Driver
Based on our extensive insurance data, we know the average Paradise driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $592 per year by choosing the right vehicle insurance company. Some Paradise residents are paying out over $2,597 extra every year for auto insurance in Paradise. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Paradise, Las Vegas, NV Savings / Yr. |
|---|---|
$592 |
|
$799 |
|
$450 |
|
$1,112 |
|
$3,325 |
|
$762 |
|
$1,079 |
Paradise Car Insurance vs. Las Vegas
People living in Paradise pay an average of 15.33% more than the typical driver in the state. The average driver in Paradise can expect to pay about $1,327 per year, or $2,597 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Paradise for most people.
Car Insurance Prices by Paradise Neighborhood
Insurance Prices
Where is insurance cheapest within Paradise?
The map shows insurance prices in and around Paradise, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $787 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,992 to a low of $2,205. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Paradise.Pick the Best Car Insurance Company for You in Paradise
The best car insurance provider for most drivers in Paradise
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $592 over the average Paradise car insurance company.
The best car insurance provider for Paradise drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $799 over the competition.
The best car insurance company for Paradise drivers with speeding tickets
>Progressive gave the average person with a speeding ticket the most savings, averaging $450 better than other car insurance companies.
The best auto insurance for Paradise drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,112 less each year.
The least expensive car insurance company for new and young drivers in Paradise
In Paradise, State Farm costs young drivers $3,325 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Paradise
State Farm gave the largest car insurance discounts to married couples, averaging $762 saved each year compared to an average Paradise couple's premiums.
The cheapest car insurance in Paradise for drivers with bad credit
The best Paradise car insurance company for customer service
Recent price drops
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The cheapest large national provider in Paradise
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Paradise driver can expect to pay about $145 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Paradise, USAA has the best prices for married couples, good drivers, young drivers, drivers with a DUI conviction, drivers with accidents, drivers with bad credit, and drivers with speeding tickets.Auto Insurance Prices in and Around Paradise
What Influences the Cost of Car Insurance in Paradise?
On average, car insurance in Paradise is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Nevada state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Paradise are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Paradise is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Paradise is $111 per month for minimum coverage and $216 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Green Valley North: Insurance costs 7.51% less
- Green Valley South: Insurance costs 10.78% less
- Whitney Ranch: Insurance costs 4.20% less
- Huntridge: Insurance costs 5.12% more
- Green Valley Ranch: Insurance costs 8.39% less
- Gibson Springs: Insurance costs 12.59% less
- Midway: Insurance costs 2.04% less
- Downtown East: Insurance costs 9.66% more
- Rancho Charleston: Insurance costs 0.85% more
- Downtown: Insurance costs 4.16% more
Neighborhoods with Similar Populations
- Southeast: Insurance costs 20.64% less
- South Los Angeles: Insurance costs 0.58% more
- Northeast Dallas-White Rock: Insurance costs 23.95% less
- North Last Vegas: Insurance costs 0.31% less
- Maryvale: Insurance costs 20.99% less
- Astoria: Insurance costs 28.42% more
- Washington Heights: Insurance costs 35.96% more
- Upper West Side: Insurance costs 19.48% more
- Upper East Side: Insurance costs 15.52% more
- South Bronx: Insurance costs 38.39% more