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Get Cheap Car Insurance in Southeast, Houston, TX
We monitor insurance prices, helping the average driver in Southeast save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Southeast
The chart below shows the cheapest car insurance company in Southeast for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Southeast Insurer | Monthly Cost |
|---|---|
| Clearcover | $53 |
| Mile Auto | $70 |
| Progressive | $72 |
| State Farm | $77 |
Savings for Every Kind of Southeast Driver
Based on our extensive insurance data, we know the average Southeast driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $424 per year by choosing the right vehicle insurance company. Some Southeast residents are paying out over $2,061 extra every year for auto insurance in Southeast. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southeast, Houston, TX Savings / Yr. |
|---|---|
$424 |
|
$970 |
|
$855 |
|
$980 |
|
$1,491 |
|
$563 |
|
$616 |
Southeast Car Insurance vs. Houston
People living in Southeast pay an average of 5.47% more than the typical driver in the state. The average driver in Southeast can expect to pay about $1,228 per year, or $2,061 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Southeast for most people.
Car Insurance Prices by Southeast Neighborhood
Insurance Prices
Where is insurance cheapest within Southeast?
The map shows insurance prices in and around Southeast, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $689 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,345 to a low of $1,656. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Southeast.Pick the Best Car Insurance Company for You in Southeast
The best car insurance provider for most drivers in Southeast
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $424 over the average Southeast car insurance company.
The best car insurance provider for Southeast drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $970 over the competition.
The best car insurance company for Southeast drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $855 better than other car insurance companies.
The best auto insurance for Southeast drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $980 less each year.
The least expensive car insurance company for new and young drivers in Southeast
In Southeast, State Farm costs young drivers $1,491 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southeast
State Farm gave the largest car insurance discounts to married couples, averaging $563 saved each year compared to an average Southeast couple's premiums.
The cheapest car insurance in Southeast for drivers with bad credit
The best Southeast car insurance company for customer service
Recent price drops
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The cheapest large national provider in Southeast
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Southeast driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southeast, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Southeast
What Influences the Cost of Car Insurance in Southeast?
On average, car insurance in Southeast is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southeast is 36 minutes, which is far more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southeast are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Southeast is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southeast is $102 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- East End: Insurance costs 0.82% less
- Medical: Insurance costs 7.91% less
- South Main: Insurance costs 3.69% more
- Rice: Insurance costs 13.93% less
- Downtown Pasadena: Insurance costs 3.15% less
- Midtown: Insurance costs 11.31% less
- Willow Meadows-Willowbend Area: Insurance costs 4.56% less
- Downtown Houston: Insurance costs 0.97% more
- Montrose: Insurance costs 12.86% less
- Southbelt Ellington: Insurance costs 5.92% less
Neighborhoods with Similar Populations
- West Colfax: Insurance costs 9.80% more
- West End Historic District: Insurance costs 9.85% less
- West Walnut: Insurance costs 22.22% less
- West End: Insurance costs 15.04% less
- Whitehouse: Insurance costs 27.85% more
- West End: Insurance costs 21.74% less
- West Willow: Insurance costs 85.64% more
- White Haven-Coro Lake: Insurance costs 17.86% less
- White Grove: Insurance costs 20.43% less
- Westbury: Insurance costs 28.82% less