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Get Cheap Car Insurance in Downtown Pasadena, Pasadena, TX
We monitor insurance prices, helping the average driver in Downtown Pasadena save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Downtown Pasadena
The chart below shows the cheapest car insurance company in Downtown Pasadena for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Downtown Pasadena Insurer | Monthly Cost |
|---|---|
| Clearcover | $52 |
| Mile Auto | $68 |
| Progressive | $69 |
| State Farm | $75 |
Savings for Every Kind of Downtown Pasadena Driver
Based on our extensive insurance data, we know the average Downtown Pasadena driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $411 per year by choosing the right vehicle insurance company. Some Downtown Pasadena residents are paying out over $1,996 extra every year for auto insurance in Downtown Pasadena. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Pasadena, Pasadena, TX Savings / Yr. |
|---|---|
$411 |
|
$940 |
|
$828 |
|
$949 |
|
$1,444 |
|
$545 |
|
$596 |
Downtown Pasadena Car Insurance vs. Pasadena
People living in Downtown Pasadena pay an average of 2.14% more than the typical driver in the state. The average driver in Downtown Pasadena can expect to pay about $1,189 per year, or $1,996 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Downtown Pasadena for most people.
Car Insurance Prices by Downtown Pasadena Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Pasadena?
The map shows insurance prices in and around Downtown Pasadena, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $200 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,072 to a low of $1,872. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Downtown Pasadena.Pick the Best Car Insurance Company for You in Downtown Pasadena
The best car insurance provider for most drivers in Downtown Pasadena
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $411 over the average Downtown Pasadena car insurance company.
The best car insurance provider for Downtown Pasadena drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $940 over the competition.
The best car insurance company for Downtown Pasadena drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $828 better than other car insurance companies.
The best auto insurance for Downtown Pasadena drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $949 less each year.
The least expensive car insurance company for new and young drivers in Downtown Pasadena
In Downtown Pasadena, State Farm costs young drivers $1,444 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Pasadena
State Farm gave the largest car insurance discounts to married couples, averaging $545 saved each year compared to an average Downtown Pasadena couple's premiums.
The cheapest car insurance in Downtown Pasadena for drivers with bad credit
The best Downtown Pasadena car insurance company for customer service
Nationwide was the best company for customer service in Downtown Pasadena according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Pasadena
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Downtown Pasadena driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Pasadena, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Downtown Pasadena
What Influences the Cost of Car Insurance in Downtown Pasadena?
On average, car insurance in Downtown Pasadena is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Downtown Pasadena is 33 minutes, which is a little more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Pasadena are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Downtown Pasadena has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Pasadena is $99 per month for minimum coverage and $166 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Hubbell: Insurance costs 0.20% less
- Houston Suburban Homes: Insurance costs 3.31% less
- Downtown Jacinto City: Insurance costs 1.20% less
- Northshore: Insurance costs 2.40% more
- Spencer View Terrace: Insurance costs 3.91% less
- South Houston Gardens: Insurance costs 8.52% less
- Pasadina: Insurance costs 4.31% less
- East End: Insurance costs 2.40% more
- Riviera East: Insurance costs 6.86% more
- Southeast: Insurance costs 3.26% more
Neighborhoods with Similar Populations
- Downtown Jamestown: Insurance costs 14.63% more
- Boyd Acres: Insurance costs 32.97% less
- fairwood: Insurance costs 27.61% less
- Athens: Insurance costs 31.21% more
- Western Hills Yarborough: Insurance costs 53.11% more
- Rosemont: Insurance costs 53.96% more
- Robla: Insurance costs 13.43% more
- Providence Crossing: Insurance costs 32.57% less
- Fairview Shores: Insurance costs 36.07% more
- East Houston: Insurance costs 6.96% more