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Get Cheap Car Insurance in South Houston Gardens, Pasadena, TX
We monitor insurance prices, helping the average driver in South Houston Gardens save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in South Houston Gardens
The chart below shows the cheapest car insurance company in South Houston Gardens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| South Houston Gardens Insurer | Monthly Cost |
|---|---|
| Clearcover | $47 |
| Mile Auto | $62 |
| Progressive | $63 |
| State Farm | $68 |
Savings for Every Kind of South Houston Gardens Driver
Based on our extensive insurance data, we know the average South Houston Gardens driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $376 per year by choosing the right vehicle insurance company. Some South Houston Gardens residents are paying out over $1,826 extra every year for auto insurance in South Houston Gardens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Houston Gardens, Pasadena, TX Savings / Yr. |
|---|---|
$376 |
|
$860 |
|
$758 |
|
$868 |
|
$1,321 |
|
$499 |
|
$546 |
South Houston Gardens Car Insurance vs. Pasadena
People living in South Houston Gardens pay an average of 6.55% less than the typical driver in the state. The average driver in South Houston Gardens can expect to pay about $1,088 per year, or $1,826 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in South Houston Gardens for most people.
Car Insurance Prices by South Houston Gardens Neighborhood
Insurance Prices
Where is insurance cheapest within South Houston Gardens?
The map shows insurance prices in and around South Houston Gardens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $2 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,826 to a low of $1,824. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of South Houston Gardens.Pick the Best Car Insurance Company for You in South Houston Gardens
The best car insurance provider for most drivers in South Houston Gardens
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $376 over the average South Houston Gardens car insurance company.
The best car insurance provider for South Houston Gardens drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $860 over the competition.
The best car insurance company for South Houston Gardens drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $758 better than other car insurance companies.
The best auto insurance for South Houston Gardens drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $868 less each year.
The least expensive car insurance company for new and young drivers in South Houston Gardens
In South Houston Gardens, State Farm costs young drivers $1,321 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Houston Gardens
State Farm gave the largest car insurance discounts to married couples, averaging $499 saved each year compared to an average South Houston Gardens couple's premiums.
The cheapest car insurance in South Houston Gardens for drivers with bad credit
The best South Houston Gardens car insurance company for customer service
Nationwide was the best company for customer service in South Houston Gardens according to the NAIC.
Recent price drops
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The cheapest large national provider in South Houston Gardens
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average South Houston Gardens driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Houston Gardens, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around South Houston Gardens
What Influences the Cost of Car Insurance in South Houston Gardens?
On average, car insurance in South Houston Gardens is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Houston Gardens are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- South Houston Gardens is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Houston Gardens is $91 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Spencer View Terrace: Insurance costs 5.04% more
- Pasadina: Insurance costs 4.60% more
- Houston Suburban Homes: Insurance costs 5.70% more
- Hubbell: Insurance costs 9.09% more
- Clear Lake: Insurance costs 3.29% less
- Southbelt Ellington: Insurance costs 6.19% more
- Downtown Pasadena: Insurance costs 9.31% more
- Downtown La Porte: Insurance costs 5.81% less
- South Shore Harbour and Marina: Insurance costs 4.11% less
- Southeast: Insurance costs 12.87% more
Neighborhoods with Similar Populations
- Richland Hills: Insurance costs 12.54% less
- Niles Junction: Insurance costs 11.99% more
- North Richland: Insurance costs 24.70% less
- North Waco: Insurance costs 1.70% less
- Northeast Park: Insurance costs 46.00% more
- Northlake Park at Lake Nona: Insurance costs 31.54% more
- Northwest Berkeley: Insurance costs 19.28% more
- Northwest Redlands: Insurance costs 12.27% more
- Ol Sun: Insurance costs 4.38% less
- Old Town Florissant: Insurance costs 12.38% more