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Get Cheap Car Insurance in Southbelt Ellington, Houston, TX
We monitor insurance prices, helping the average driver in Southbelt Ellington save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Southbelt Ellington
The chart below shows the cheapest car insurance company in Southbelt Ellington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Southbelt Ellington Insurer | Monthly Cost |
|---|---|
| Clearcover | $50 |
| Mile Auto | $66 |
| Progressive | $67 |
| State Farm | $73 |
Savings for Every Kind of Southbelt Ellington Driver
Based on our extensive insurance data, we know the average Southbelt Ellington driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $399 per year by choosing the right vehicle insurance company. Some Southbelt Ellington residents are paying out over $1,939 extra every year for auto insurance in Southbelt Ellington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southbelt Ellington, Houston, TX Savings / Yr. |
|---|---|
$399 |
|
$913 |
|
$805 |
|
$922 |
|
$1,403 |
|
$530 |
|
$580 |
Southbelt Ellington Car Insurance vs. Houston
People living in Southbelt Ellington pay an average of 0.75% less than the typical driver in the state. The average driver in Southbelt Ellington can expect to pay about $1,155 per year, or $1,939 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Southbelt Ellington for most people.
Car Insurance Prices by Southbelt Ellington Neighborhood
Insurance Prices
Where is insurance cheapest within Southbelt Ellington?
The map shows insurance prices in and around Southbelt Ellington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $415 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,188 to a low of $1,773. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Southbelt Ellington.Pick the Best Car Insurance Company for You in Southbelt Ellington
The best car insurance provider for most drivers in Southbelt Ellington
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $399 over the average Southbelt Ellington car insurance company.
The best car insurance provider for Southbelt Ellington drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $913 over the competition.
The best car insurance company for Southbelt Ellington drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $805 better than other car insurance companies.
The best auto insurance for Southbelt Ellington drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $922 less each year.
The least expensive car insurance company for new and young drivers in Southbelt Ellington
In Southbelt Ellington, State Farm costs young drivers $1,403 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southbelt Ellington
State Farm gave the largest car insurance discounts to married couples, averaging $530 saved each year compared to an average Southbelt Ellington couple's premiums.
The cheapest car insurance in Southbelt Ellington for drivers with bad credit
The best Southbelt Ellington car insurance company for customer service
Nationwide was the best company for customer service in Southbelt Ellington according to the NAIC.
Recent price drops
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The cheapest large national provider in Southbelt Ellington
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Southbelt Ellington driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southbelt Ellington, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Southbelt Ellington
What Influences the Cost of Car Insurance in Southbelt Ellington?
On average, car insurance in Southbelt Ellington is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southbelt Ellington are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Southbelt Ellington is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southbelt Ellington is $96 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Pasadina: Insurance costs 1.50% less
- South Houston Gardens: Insurance costs 5.83% less
- Clear Lake: Insurance costs 8.92% less
- Hubbell: Insurance costs 2.73% more
- Houston Suburban Homes: Insurance costs 0.46% less
- Southeast: Insurance costs 6.29% more
- Downtown Pasadena: Insurance costs 2.94% more
- Spencer View Terrace: Insurance costs 1.08% less
- South Shore Harbour and Marina: Insurance costs 9.70% less
- Tuscan Lakes: Insurance costs 9.18% less
Neighborhoods with Similar Populations
- Arden Heights: Insurance costs 39.30% more
- Auburn Gresham: Insurance costs 6.96% more
- Bach: Insurance costs 53.17% more
- Bagley: Insurance costs 107.37% more
- Ballantyne West: Insurance costs 27.95% less
- Bassickville Historic District: Insurance costs 35.02% more
- Belair-Edison: Insurance costs 27.39% more
- North Valley San Diego: Insurance costs 5.00% more
- Merrifield: Insurance costs 31.77% less
- Orangecrest: Insurance costs 12.17% more