Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Arden Heights, Staten Island, NY

We monitor insurance prices, helping the average driver in Arden Heights save up to 32.6% on car insurance.

 

Start Saving

;

The Cheapest Minimum Coverage in Arden Heights

The chart below shows the cheapest car insurance company in Arden Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.

 
Arden Heights Insurer Monthly Cost
Kemper $99
Plymouth Rock Assurance $132
Safeco Insurance $142
Geico $148

Savings for Every Kind of Arden Heights Driver

The table shows how much the average auto insurance customer in Arden Heights might save by following our recommendations.

Based on our extensive insurance data, we know the average Arden Heights driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $805 per year by choosing the right vehicle insurance company. Some Arden Heights residents are paying out over $2,701 extra every year for auto insurance in Arden Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Arden Heights, Staten Island, NY Savings / Yr.
Drivers with good records
$805
Drivers with accidents
$514
Drivers with speeding tickets
$1,026
Drivers with a DUI conviction
$1,038
Young drivers
$2,543
Married drivers
$851
Drivers with bad credit
$1,356

Arden Heights Car Insurance vs. Staten Island

People living in Arden Heights pay an average of 11.40% more than the typical driver in the state. The average driver in Arden Heights can expect to pay about $1,959 per year, or $2,701 for full coverage.

Based on our analysis, Kemper will be the cheapest provider in Arden Heights for most people.

Car Insurance Prices by Arden Heights Neighborhood

Arden Heights, Staten Island, NY map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Arden Heights?

The map shows insurance prices in and around Arden Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $316 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,916 to a low of $2,600. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Arden Heights.

Pick the Best Car Insurance Company for You in Arden Heights

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Arden Heights insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Arden Heights

For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $805 over the average Arden Heights car insurance company.

Visit Site

We use the average good driver, paying $158 per month, as our baseline for pricing in Arden Heights. Kemper, Erie Insurance, and Plymouth Rock Assurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Arden Heights drivers with accidents on their records

In Arden Heights getting into an accident will raise premiums an average 5.2% for a yearly cost of $2,851. That's $149 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Kemper are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $514 over the competition.

Visit Site

The best car insurance company for Arden Heights drivers with speeding tickets

>Kemper gave the average person with a speeding ticket the most savings, averaging $1,026 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Arden Heights, tickets raise premiums on new quotes about $583. If you have a speeding ticket, we recommend Progressive, Kemper, and Plymouth Rock Assurance for savings that beat the average insurance cost of $3,284 per year.

The best auto insurance for Arden Heights drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,715 per year in auto insurance premiums, which was $1,014 more than a driver with no major issues. Progressive, Travelers, and Plymouth Rock Assurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $1,038 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Arden Heights

In Arden Heights, Progressive costs young drivers $2,543 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 66% more for insurance than more mature drivers in Arden Heights. With an average cost of $7,959 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Progressive try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Arden Heights

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $92. State Farm, Geico, and Progressive provided the largest discounts to couples living in Arden Heights.

Progressive gave the largest car insurance discounts to married couples, averaging $851 saved each year compared to an average Arden Heights couple's premiums.

Visit Site

The cheapest car insurance in Arden Heights for drivers with bad credit

People with poor credit saved an average of $1,356 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,714 every year. Premiums for people with poor credit were about $4,416 in Arden Heights. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Allstate, and Plymouth Rock Assurance.

The best Arden Heights car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Arden Heights, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Arden Heights.

Nationwide was the best company for customer service in Arden Heights according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Arden Heights, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Arden Heights. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Arden Heights

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 12% of Arden Heights residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Arden Heights driver can expect to pay about $183 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Arden Heights, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Arden Heights

What Influences the Cost of Car Insurance in Arden Heights?

On average, car insurance in Arden Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Arden Heights is 58 minutes, which is far more than average for a driver in the city.
  • New York state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Arden Heights are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
  • Arden Heights has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Arden Heights is $163 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Arden Heights driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Arden Heights with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.