Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Richmondtown, Staten Island, NY
We monitor insurance prices, helping the average driver in Richmondtown save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Richmondtown
The chart below shows the cheapest car insurance company in Richmondtown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Richmondtown Insurer | Monthly Cost |
|---|---|
| Kemper | $102 |
| Plymouth Rock Assurance | $135 |
| Safeco Insurance | $146 |
| Geico | $152 |
Savings for Every Kind of Richmondtown Driver
Based on our extensive insurance data, we know the average Richmondtown driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $824 per year by choosing the right vehicle insurance company. Some Richmondtown residents are paying out over $2,764 extra every year for auto insurance in Richmondtown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Richmondtown, Staten Island, NY Savings / Yr. |
|---|---|
$824 |
|
$526 |
|
$1,050 |
|
$1,062 |
|
$2,603 |
|
$871 |
|
$1,387 |
Richmondtown Car Insurance vs. Staten Island
People living in Richmondtown pay an average of 14.00% more than the typical driver in the state. The average driver in Richmondtown can expect to pay about $2,005 per year, or $2,764 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Richmondtown for most people.
Car Insurance Prices by Richmondtown Neighborhood
Insurance Prices
Where is insurance cheapest within Richmondtown?
The map shows insurance prices in and around Richmondtown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $448 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,010 to a low of $2,562. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Richmondtown.Pick the Best Car Insurance Company for You in Richmondtown
The best car insurance provider for most drivers in Richmondtown
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $824 over the average Richmondtown car insurance company.
The best car insurance provider for Richmondtown drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $526 over the competition.
The best car insurance company for Richmondtown drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,050 better than other car insurance companies.
The best auto insurance for Richmondtown drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,062 less each year.
The least expensive car insurance company for new and young drivers in Richmondtown
In Richmondtown, Progressive costs young drivers $2,603 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Richmondtown
Progressive gave the largest car insurance discounts to married couples, averaging $871 saved each year compared to an average Richmondtown couple's premiums.
The cheapest car insurance in Richmondtown for drivers with bad credit
The best Richmondtown car insurance company for customer service
Nationwide was the best company for customer service in Richmondtown according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Richmondtown, which was better than other insurers.
The cheapest large national provider in Richmondtown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Richmondtown driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Richmondtown, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Richmondtown
What Influences the Cost of Car Insurance in Richmondtown?
On average, car insurance in Richmondtown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Richmondtown is 55 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Richmondtown are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Richmondtown is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Richmondtown is $167 per month for minimum coverage and $230 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bulls Head: Insurance costs 7.20% more
- Bloomfield: Insurance costs 0.36% more
- Todt Hill: Insurance costs 2.50% more
- Westerleigh-Castleton: Insurance costs 0.36% more
- Oakwood: Insurance costs 1.88% more
- Great Kills: Insurance costs 0.80% more
- Midland Beach: Insurance costs 6.30% more
- Mariners Harbor: Insurance costs 12.01% more
- Ettingville: Insurance costs 1.09% less
- Arden Heights: Insurance costs 2.28% less
Neighborhoods with Similar Populations
- North Ironbound: Insurance costs 11.51% less
- Mar Vista: Insurance costs 14.36% less
- Maspeth: Insurance costs 21.56% more
- Mission: Insurance costs 15.34% less
- Morningside Heights: Insurance costs 11.76% more
- New Brighton: Insurance costs 13.71% more
- North Arlington: Insurance costs 31.91% less
- North Cheyenne: Insurance costs 11.51% less
- North Dallas: Insurance costs 34.91% less
- Makakilo-Kapolei-Honokai Hale: Insurance costs 46.74% less