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Get Cheap Car Insurance in Mariners Harbor, Staten Island, NY
We monitor insurance prices, helping the average driver in Mariners Harbor save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Mariners Harbor
The chart below shows the cheapest car insurance company in Mariners Harbor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Mariners Harbor Insurer | Monthly Cost |
|---|---|
| Kemper | $114 |
| Plymouth Rock Assurance | $152 |
| Safeco Insurance | $163 |
| Geico | $170 |
Savings for Every Kind of Mariners Harbor Driver
Based on our extensive insurance data, we know the average Mariners Harbor driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $923 per year by choosing the right vehicle insurance company. Some Mariners Harbor residents are paying out over $3,096 extra every year for auto insurance in Mariners Harbor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mariners Harbor, Staten Island, NY Savings / Yr. |
|---|---|
$923 |
|
$589 |
|
$1,176 |
|
$1,190 |
|
$2,914 |
|
$975 |
|
$1,554 |
Mariners Harbor Car Insurance vs. Staten Island
People living in Mariners Harbor pay an average of 27.66% more than the typical driver in the state. The average driver in Mariners Harbor can expect to pay about $2,246 per year, or $3,096 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Mariners Harbor for most people.
Car Insurance Prices by Mariners Harbor Neighborhood
Insurance Prices
Where is insurance cheapest within Mariners Harbor?
The map shows insurance prices in and around Mariners Harbor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $534 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,307 to a low of $2,773. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Mariners Harbor.Pick the Best Car Insurance Company for You in Mariners Harbor
The best car insurance provider for most drivers in Mariners Harbor
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $923 over the average Mariners Harbor car insurance company.
The best car insurance provider for Mariners Harbor drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $589 over the competition.
The best car insurance company for Mariners Harbor drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,176 better than other car insurance companies.
The best auto insurance for Mariners Harbor drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,190 less each year.
The least expensive car insurance company for new and young drivers in Mariners Harbor
In Mariners Harbor, Progressive costs young drivers $2,914 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mariners Harbor
Progressive gave the largest car insurance discounts to married couples, averaging $975 saved each year compared to an average Mariners Harbor couple's premiums.
The cheapest car insurance in Mariners Harbor for drivers with bad credit
The best Mariners Harbor car insurance company for customer service
Nationwide was the best company for customer service in Mariners Harbor according to the NAIC.
Recent price drops
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The cheapest large national provider in Mariners Harbor
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mariners Harbor driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mariners Harbor, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Mariners Harbor
What Influences the Cost of Car Insurance in Mariners Harbor?
On average, car insurance in Mariners Harbor is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Mariners Harbor is 55 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mariners Harbor are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Mariners Harbor is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mariners Harbor is $187 per month for minimum coverage and $258 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Howland Hook: Insurance costs 2.68% more
- Port Richmond: Insurance costs 0.29% less
- Bulls Head: Insurance costs 4.30% less
- Westerleigh-Castleton: Insurance costs 10.40% less
- Bloomfield: Insurance costs 10.40% less
- Sunset Hill: Insurance costs 10.50% less
- Constable Hook: Insurance costs 28.94% less
- Richmondtown: Insurance costs 10.72% less
- Todt Hill: Insurance costs 8.49% less
- New Brighton: Insurance costs 1.52% more
Neighborhoods with Similar Populations
- Bayview: Insurance costs 22.80% less
- Pennsport-Whitman-Queen: Insurance costs 47.87% less
- Crenshaw: Insurance costs 15.21% less
- Douglaston-Little Neck: Insurance costs 1.23% less
- Near West Side: Insurance costs 40.41% less
- Serra Mesa: Insurance costs 36.82% less
- Hawaii Kai: Insurance costs 53.71% less
- Wissanoning: Insurance costs 46.06% less
- Juniata Park-Feltonville: Insurance costs 42.89% less
- Riverdale: Insurance costs 0.19% more