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Get Cheap Car Insurance in Riverdale, Bronx, NY
We monitor insurance prices, helping the average driver in Riverdale save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Riverdale
The chart below shows the cheapest car insurance company in Riverdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Riverdale Insurer | Monthly Cost |
|---|---|
| Kemper | $114 |
| Plymouth Rock Assurance | $152 |
| Safeco Insurance | $163 |
| Geico | $170 |
Savings for Every Kind of Riverdale Driver
Based on our extensive insurance data, we know the average Riverdale driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $925 per year by choosing the right vehicle insurance company. Some Riverdale residents are paying out over $3,102 extra every year for auto insurance in Riverdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Riverdale, Bronx, NY Savings / Yr. |
|---|---|
$925 |
|
$590 |
|
$1,178 |
|
$1,192 |
|
$2,920 |
|
$977 |
|
$1,557 |
Riverdale Car Insurance vs. Bronx
People living in Riverdale pay an average of 27.92% more than the typical driver in the state. The average driver in Riverdale can expect to pay about $2,250 per year, or $3,102 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Riverdale for most people.
Car Insurance Prices by Riverdale Neighborhood
Insurance Prices
Where is insurance cheapest within Riverdale?
The map shows insurance prices in and around Riverdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $871 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,506 to a low of $2,635. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Riverdale.Pick the Best Car Insurance Company for You in Riverdale
The best car insurance provider for most drivers in Riverdale
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $925 over the average Riverdale car insurance company.
The best car insurance provider for Riverdale drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $590 over the competition.
The best car insurance company for Riverdale drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,178 better than other car insurance companies.
The best auto insurance for Riverdale drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,192 less each year.
The least expensive car insurance company for new and young drivers in Riverdale
In Riverdale, Progressive costs young drivers $2,920 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Riverdale
Progressive gave the largest car insurance discounts to married couples, averaging $977 saved each year compared to an average Riverdale couple's premiums.
The cheapest car insurance in Riverdale for drivers with bad credit
The best Riverdale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Riverdale
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Riverdale driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Riverdale, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Riverdale
What Influences the Cost of Car Insurance in Riverdale?
On average, car insurance in Riverdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Riverdale is 54 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Riverdale are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Riverdale is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Riverdale is $188 per month for minimum coverage and $259 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Spuyten Duyvil: Insurance costs 0.06% more
- Ludlow: Insurance costs 9.45% more
- Kings Bridge: Insurance costs 11.32% more
- Park Hills: Insurance costs 7.32% more
- Woodlawn: Insurance costs 1.71% more
- Bedford Park: Insurance costs 14.35% more
- Lincoln Park: Insurance costs 10.96% less
- Downtown Yonkers: Insurance costs 4.16% more
- Nodine Hill: Insurance costs 5.93% more
- Inwood: Insurance costs 12.67% more
Neighborhoods with Similar Populations
- Belmont: Insurance costs 42.75% less
- Montecito Heights: Insurance costs 20.05% less
- Echo Park: Insurance costs 21.12% less
- La Habra City: Insurance costs 28.69% less
- Westwood: Insurance costs 58.06% less
- South Dallas Fair Park: Insurance costs 31.30% less
- Juniata Park-Feltonville: Insurance costs 43.00% less
- Southeast: Insurance costs 54.32% less
- Near West Side: Insurance costs 40.52% less
- Reynolds Corners: Insurance costs 62.44% less