Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Spuyten Duyvil, Bronx, NY
We monitor insurance prices, helping the average driver in Spuyten Duyvil save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Spuyten Duyvil
The chart below shows the cheapest car insurance company in Spuyten Duyvil for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Spuyten Duyvil Insurer | Monthly Cost |
|---|---|
| Kemper | $114 |
| Plymouth Rock Assurance | $152 |
| Safeco Insurance | $163 |
| Geico | $171 |
Savings for Every Kind of Spuyten Duyvil Driver
Based on our extensive insurance data, we know the average Spuyten Duyvil driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $925 per year by choosing the right vehicle insurance company. Some Spuyten Duyvil residents are paying out over $3,104 extra every year for auto insurance in Spuyten Duyvil. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Spuyten Duyvil, Bronx, NY Savings / Yr. |
|---|---|
$925 |
|
$590 |
|
$1,179 |
|
$1,193 |
|
$2,922 |
|
$978 |
|
$1,558 |
Spuyten Duyvil Car Insurance vs. Bronx
People living in Spuyten Duyvil pay an average of 27.98% more than the typical driver in the state. The average driver in Spuyten Duyvil can expect to pay about $2,251 per year, or $3,104 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Spuyten Duyvil for most people.
Car Insurance Prices by Spuyten Duyvil Neighborhood
Insurance Prices
Where is insurance cheapest within Spuyten Duyvil?
The map shows insurance prices in and around Spuyten Duyvil, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $364 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,317 to a low of $2,953. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Spuyten Duyvil.Pick the Best Car Insurance Company for You in Spuyten Duyvil
The best car insurance provider for most drivers in Spuyten Duyvil
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $925 over the average Spuyten Duyvil car insurance company.
The best car insurance provider for Spuyten Duyvil drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $590 over the competition.
The best car insurance company for Spuyten Duyvil drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,179 better than other car insurance companies.
The best auto insurance for Spuyten Duyvil drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,193 less each year.
The least expensive car insurance company for new and young drivers in Spuyten Duyvil
In Spuyten Duyvil, Progressive costs young drivers $2,922 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Spuyten Duyvil
Progressive gave the largest car insurance discounts to married couples, averaging $978 saved each year compared to an average Spuyten Duyvil couple's premiums.
The cheapest car insurance in Spuyten Duyvil for drivers with bad credit
The best Spuyten Duyvil car insurance company for customer service
Nationwide was the best company for customer service in Spuyten Duyvil according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Spuyten Duyvil, which was better than other insurers.
The cheapest large national provider in Spuyten Duyvil
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Spuyten Duyvil driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Spuyten Duyvil, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Spuyten Duyvil
What Influences the Cost of Car Insurance in Spuyten Duyvil?
On average, car insurance in Spuyten Duyvil is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Spuyten Duyvil is 63 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Spuyten Duyvil are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Spuyten Duyvil is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Spuyten Duyvil is $188 per month for minimum coverage and $259 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Kings Bridge: Insurance costs 11.24% more
- Inwood: Insurance costs 12.60% more
- Riverdale: Insurance costs 0.06% less
- University Heights: Insurance costs 15.69% more
- Bedford Park: Insurance costs 14.27% more
- Fordham: Insurance costs 17.27% more
- Morris Heights: Insurance costs 16.01% more
- Belmont: Insurance costs 12.60% more
- Woodlawn: Insurance costs 1.64% more
- Tremont: Insurance costs 16.33% more
Neighborhoods with Similar Populations
- Franklin Park: Insurance costs 35.05% less
- Campus Area: Insurance costs 23.52% less
- Asia on Argyle: Insurance costs 38.40% less
- First Hill: Insurance costs 45.14% less
- Whitmer-Trilby: Insurance costs 63.85% less
- Battery Park: Insurance costs 4.51% less
- Business District: Insurance costs 28.74% less
- Centralville: Insurance costs 42.33% less
- Encanto: Insurance costs 32.73% less
- Ellsworth: Insurance costs 41.24% less