Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Campus Area, Albany, NY
We monitor insurance prices, helping the average driver in Campus Area save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Campus Area
The chart below shows the cheapest car insurance company in Campus Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Campus Area Insurer | Monthly Cost |
|---|---|
| Kemper | $87 |
| Plymouth Rock Assurance | $116 |
| Safeco Insurance | $125 |
| Geico | $130 |
Savings for Every Kind of Campus Area Driver
Based on our extensive insurance data, we know the average Campus Area driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $708 per year by choosing the right vehicle insurance company. Some Campus Area residents are paying out over $2,374 extra every year for auto insurance in Campus Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Campus Area, Albany, NY Savings / Yr. |
|---|---|
$708 |
|
$451 |
|
$902 |
|
$913 |
|
$2,235 |
|
$748 |
|
$1,192 |
Campus Area Car Insurance vs. Albany
People living in Campus Area pay an average of 2.09% less than the typical driver in the state. The average driver in Campus Area can expect to pay about $1,722 per year, or $2,374 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Campus Area for most people.
Car Insurance Prices by Campus Area Neighborhood
Insurance Prices
Where is insurance cheapest within Campus Area?
The map shows insurance prices in and around Campus Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $458 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,571 to a low of $2,113. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Campus Area.Pick the Best Car Insurance Company for You in Campus Area
The best car insurance provider for most drivers in Campus Area
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $708 over the average Campus Area car insurance company.
The best car insurance provider for Campus Area drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $451 over the competition.
The best car insurance company for Campus Area drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $902 better than other car insurance companies.
The best auto insurance for Campus Area drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $913 less each year.
The least expensive car insurance company for new and young drivers in Campus Area
In Campus Area, Progressive costs young drivers $2,235 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Campus Area
Progressive gave the largest car insurance discounts to married couples, averaging $748 saved each year compared to an average Campus Area couple's premiums.
The cheapest car insurance in Campus Area for drivers with bad credit
The best Campus Area car insurance company for customer service
Nationwide was the best company for customer service in Campus Area according to the NAIC.
Recent price drops
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The cheapest large national provider in Campus Area
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Campus Area driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Campus Area, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Campus Area
What Influences the Cost of Car Insurance in Campus Area?
On average, car insurance in Campus Area is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Campus Area is 21 minutes, which is far less than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Campus Area are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Campus Area is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Campus Area is $144 per month for minimum coverage and $198 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Buckingham Lake-Crestwood: Insurance costs 2.82% less
- New Scotland-Woodlawn: Insurance costs 1.81% more
- West End: Insurance costs 17.19% more
- Pine Hills: Insurance costs 3.16% more
- Helderberg: Insurance costs 2.36% less
- West Hill: Insurance costs 24.77% more
- Central Ave: Insurance costs 16.01% more
- Sheridan Hollow: Insurance costs 21.23% more
- Delaware Avenue: Insurance costs 13.82% more
- Center Square: Insurance costs 1.52% more
Neighborhoods with Similar Populations
- Northwest Yonkers: Insurance costs 21.69% more
- Marshbrooke: Insurance costs 40.69% less
- South Broadway: Insurance costs 45.24% less
- Greystone: Insurance costs 32.86% less
- San Carlos: Insurance costs 17.48% less
- Harrowgate: Insurance costs 24.22% less
- Heron Walk: Insurance costs 33.24% less
- Highland Creek: Insurance costs 42.00% less
- Joaquin: Insurance costs 39.30% less
- Koolauloa: Insurance costs 41.70% less