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Get Cheap Car Insurance in Central Ave, Albany, NY
We monitor insurance prices, helping the average driver in Central Ave save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Central Ave
The chart below shows the cheapest car insurance company in Central Ave for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Central Ave Insurer | Monthly Cost |
|---|---|
| Kemper | $101 |
| Plymouth Rock Assurance | $135 |
| Safeco Insurance | $145 |
| Geico | $151 |
Savings for Every Kind of Central Ave Driver
Based on our extensive insurance data, we know the average Central Ave driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $821 per year by choosing the right vehicle insurance company. Some Central Ave residents are paying out over $2,754 extra every year for auto insurance in Central Ave. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Central Ave, Albany, NY Savings / Yr. |
|---|---|
$821 |
|
$524 |
|
$1,046 |
|
$1,058 |
|
$2,593 |
|
$868 |
|
$1,382 |
Central Ave Car Insurance vs. Albany
People living in Central Ave pay an average of 13.56% more than the typical driver in the state. The average driver in Central Ave can expect to pay about $1,998 per year, or $2,754 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Central Ave for most people.
Car Insurance Prices by Central Ave Neighborhood
Insurance Prices
Where is insurance cheapest within Central Ave?
The map shows insurance prices in and around Central Ave, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $544 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,963 to a low of $2,419. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Central Ave.Pick the Best Car Insurance Company for You in Central Ave
The best car insurance provider for most drivers in Central Ave
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $821 over the average Central Ave car insurance company.
The best car insurance provider for Central Ave drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $524 over the competition.
The best car insurance company for Central Ave drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,046 better than other car insurance companies.
The best auto insurance for Central Ave drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,058 less each year.
The least expensive car insurance company for new and young drivers in Central Ave
In Central Ave, Progressive costs young drivers $2,593 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Central Ave
Progressive gave the largest car insurance discounts to married couples, averaging $868 saved each year compared to an average Central Ave couple's premiums.
The cheapest car insurance in Central Ave for drivers with bad credit
The best Central Ave car insurance company for customer service
Nationwide was the best company for customer service in Central Ave according to the NAIC.
Recent price drops
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The cheapest large national provider in Central Ave
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Central Ave driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Central Ave, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Central Ave
What Influences the Cost of Car Insurance in Central Ave?
On average, car insurance in Central Ave is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Central Ave are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Central Ave is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Central Ave is $166 per month for minimum coverage and $229 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sheridan Hollow: Insurance costs 4.50% more
- Center Square: Insurance costs 12.49% less
- West Hill: Insurance costs 7.55% more
- Arbor Hill: Insurance costs 10.86% more
- Pine Hills: Insurance costs 11.07% less
- West End: Insurance costs 1.02% more
- South End: Insurance costs 12.78% more
- Delaware Avenue: Insurance costs 1.89% less
- Helderberg: Insurance costs 15.83% less
- New Scotland-Woodlawn: Insurance costs 12.24% less
Neighborhoods with Similar Populations
- Eastmorland: Insurance costs 57.77% less
- Northgate Area: Insurance costs 28.40% less
- North River Shores: Insurance costs 8.32% less
- North Lauderdale Estates: Insurance costs 28.76% more
- North Growth Area: Insurance costs 30.07% less
- Hidden Hills: Insurance costs 8.71% less
- Heron Bay: Insurance costs 22.00% less
- Hembstead: Insurance costs 54.61% less
- Hawk's Landing: Insurance costs 59.69% less
- Hackensack Riverfront: Insurance costs 11.51% less