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Get Cheap Car Insurance in Center Square, Albany, NY
We monitor insurance prices, helping the average driver in Center Square save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Center Square
The chart below shows the cheapest car insurance company in Center Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Center Square Insurer | Monthly Cost |
|---|---|
| Kemper | $89 |
| Plymouth Rock Assurance | $118 |
| Safeco Insurance | $127 |
| Geico | $132 |
Savings for Every Kind of Center Square Driver
Based on our extensive insurance data, we know the average Center Square driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $719 per year by choosing the right vehicle insurance company. Some Center Square residents are paying out over $2,410 extra every year for auto insurance in Center Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Center Square, Albany, NY Savings / Yr. |
|---|---|
$719 |
|
$458 |
|
$915 |
|
$926 |
|
$2,269 |
|
$759 |
|
$1,209 |
Center Square Car Insurance vs. Albany
People living in Center Square pay an average of 0.62% less than the typical driver in the state. The average driver in Center Square can expect to pay about $1,748 per year, or $2,410 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Center Square for most people.
Car Insurance Prices by Center Square Neighborhood
Insurance Prices
Where is insurance cheapest within Center Square?
The map shows insurance prices in and around Center Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $513 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,874 to a low of $2,361. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Center Square.Pick the Best Car Insurance Company for You in Center Square
The best car insurance provider for most drivers in Center Square
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $719 over the average Center Square car insurance company.
The best car insurance provider for Center Square drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $458 over the competition.
The best car insurance company for Center Square drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $915 better than other car insurance companies.
The best auto insurance for Center Square drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $926 less each year.
The least expensive car insurance company for new and young drivers in Center Square
In Center Square, Progressive costs young drivers $2,269 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Center Square
Progressive gave the largest car insurance discounts to married couples, averaging $759 saved each year compared to an average Center Square couple's premiums.
The cheapest car insurance in Center Square for drivers with bad credit
The best Center Square car insurance company for customer service
Nationwide was the best company for customer service in Center Square according to the NAIC.
Recent price drops
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The cheapest large national provider in Center Square
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Center Square driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Center Square, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Center Square
What Influences the Cost of Car Insurance in Center Square?
On average, car insurance in Center Square is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Center Square is 21 minutes, which is far less than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Center Square are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Center Square is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Center Square is $146 per month for minimum coverage and $201 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Central Ave: Insurance costs 14.27% more
- Sheridan Hollow: Insurance costs 19.42% more
- Arbor Hill: Insurance costs 26.68% more
- South End: Insurance costs 28.88% more
- West Hill: Insurance costs 22.90% more
- Pine Hills: Insurance costs 1.62% more
- Delaware Avenue: Insurance costs 12.12% more
- Helderberg: Insurance costs 3.82% less
- West End: Insurance costs 15.44% more
- New Scotland-Woodlawn: Insurance costs 0.29% more
Neighborhoods with Similar Populations
- Downtown Hilo: Insurance costs 39.96% less
- Marquette: Insurance costs 23.11% more
- McGilvra: Insurance costs 30.17% less
- Westhaven Trails: Insurance costs 53.94% less
- East Village: Insurance costs 3.78% more
- Duclay Forest: Insurance costs 13.86% more
- Downtown Newman: Insurance costs 17.01% less
- Lovisa Farms: Insurance costs 37.01% less
- Miller Park: Insurance costs 47.76% less
- Newell: Insurance costs 38.51% less