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Get Cheap Car Insurance in Pine Hills, Albany, NY
We monitor insurance prices, helping the average driver in Pine Hills save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Pine Hills
The chart below shows the cheapest car insurance company in Pine Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Pine Hills Insurer | Monthly Cost |
|---|---|
| Kemper | $90 |
| Plymouth Rock Assurance | $120 |
| Safeco Insurance | $129 |
| Geico | $135 |
Savings for Every Kind of Pine Hills Driver
Based on our extensive insurance data, we know the average Pine Hills driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $730 per year by choosing the right vehicle insurance company. Some Pine Hills residents are paying out over $2,449 extra every year for auto insurance in Pine Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pine Hills, Albany, NY Savings / Yr. |
|---|---|
$730 |
|
$466 |
|
$930 |
|
$941 |
|
$2,306 |
|
$772 |
|
$1,229 |
Pine Hills Car Insurance vs. Albany
People living in Pine Hills pay an average of 0.99% more than the typical driver in the state. The average driver in Pine Hills can expect to pay about $1,776 per year, or $2,449 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Pine Hills for most people.
Car Insurance Prices by Pine Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Pine Hills?
The map shows insurance prices in and around Pine Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $569 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,838 to a low of $2,269. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Pine Hills.Pick the Best Car Insurance Company for You in Pine Hills
The best car insurance provider for most drivers in Pine Hills
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $730 over the average Pine Hills car insurance company.
The best car insurance provider for Pine Hills drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $466 over the competition.
The best car insurance company for Pine Hills drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $930 better than other car insurance companies.
The best auto insurance for Pine Hills drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $941 less each year.
The least expensive car insurance company for new and young drivers in Pine Hills
In Pine Hills, Progressive costs young drivers $2,306 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pine Hills
Progressive gave the largest car insurance discounts to married couples, averaging $772 saved each year compared to an average Pine Hills couple's premiums.
The cheapest car insurance in Pine Hills for drivers with bad credit
The best Pine Hills car insurance company for customer service
Nationwide was the best company for customer service in Pine Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Pine Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pine Hills driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Hills, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Pine Hills
What Influences the Cost of Car Insurance in Pine Hills?
On average, car insurance in Pine Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pine Hills are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Pine Hills has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pine Hills is $148 per month for minimum coverage and $204 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- New Scotland-Woodlawn: Insurance costs 1.31% less
- West End: Insurance costs 13.60% more
- Helderberg: Insurance costs 5.35% less
- Central Ave: Insurance costs 12.45% more
- West Hill: Insurance costs 20.95% more
- Sheridan Hollow: Insurance costs 17.52% more
- Center Square: Insurance costs 1.59% less
- Buckingham Lake-Crestwood: Insurance costs 5.80% less
- Delaware Avenue: Insurance costs 10.33% more
- Arbor Hill: Insurance costs 24.66% more
Neighborhoods with Similar Populations
- State Fair-Nolan: Insurance costs 69.01% more
- East Little York-Homestead: Insurance costs 12.09% less
- Spectrum: Insurance costs 15.03% less
- Springwells: Insurance costs 52.92% more
- East Cambridge: Insurance costs 20.46% less
- St. Francis: Insurance costs 11.72% less
- St. Lucie West: Insurance costs 2.69% more
- Dumbo: Insurance costs 23.56% more
- Downtown Paterson: Insurance costs 1.71% less
- Downtown Fullerton: Insurance costs 6.74% less