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Get Cheap Car Insurance in East Cambridge, Cambridge, MA
We monitor insurance prices, helping the average driver in East Cambridge save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in East Cambridge
The chart below shows the cheapest car insurance company in East Cambridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| East Cambridge Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $49 |
| Geico | $53 |
| Midvale Home & Auto | $61 |
| Travelers | $77 |
Savings for Every Kind of East Cambridge Driver
Based on our extensive insurance data, we know the average East Cambridge driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $666 per year by choosing the right vehicle insurance company. Some East Cambridge residents are paying out over $1,948 extra every year for auto insurance in East Cambridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Cambridge, Cambridge, MA Savings / Yr. |
|---|---|
$666 |
|
$991 |
|
$824 |
|
$1,094 |
|
$2,412 |
|
$0 |
|
$0 |
East Cambridge Car Insurance vs. Cambridge
People living in East Cambridge pay an average of 25.45% more than the typical driver in the state. The average driver in East Cambridge can expect to pay about $837 per year, or $1,948 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in East Cambridge for most people.
Car Insurance Prices by East Cambridge Neighborhood
Insurance Prices
Where is insurance cheapest within East Cambridge?
The map shows insurance prices in and around East Cambridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $189 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,034 to a low of $1,845. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of East Cambridge.Pick the Best Car Insurance Company for You in East Cambridge
The best car insurance provider for most drivers in East Cambridge
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $666 over the average East Cambridge car insurance company.
The best car insurance provider for East Cambridge drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $991 over the competition.
The best car insurance company for East Cambridge drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $824 better than other car insurance companies.
The best auto insurance for East Cambridge drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,094 less each year.
The least expensive car insurance company for new and young drivers in East Cambridge
In East Cambridge, State Farm costs young drivers $2,412 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Cambridge
The cheapest car insurance in East Cambridge for drivers with bad credit
The best East Cambridge car insurance company for customer service
Nationwide was the best company for customer service in East Cambridge according to the NAIC.
Recent price drops
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The cheapest large national provider in East Cambridge
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average East Cambridge driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Cambridge, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around East Cambridge
What Influences the Cost of Car Insurance in East Cambridge?
On average, car insurance in East Cambridge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in East Cambridge is 32 minutes, which is about the national average for a driver in the city.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- East Cambridge has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in East Cambridge is $70 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wellington-Harrington: Insurance costs 0.98% less
- Area IV: Insurance costs 1.90% more
- Downtown Crossing: Insurance costs 3.75% less
- MIT: Insurance costs 5.60% less
- Union Square: Insurance costs 3.39% less
- Back Bay: Insurance costs 4.98% less
- East Somerville: Insurance costs 7.14% more
- Dock Square: Insurance costs 4.06% less
- Central: Insurance costs 2.21% less
- Mid-Cambridge: Insurance costs 6.37% less
Neighborhoods with Similar Populations
- Wilkes: Insurance costs 5.03% less
- Archer Heights: Insurance costs 0.62% more
- South Lake Union: Insurance costs 16.27% less
- Spanos Park: Insurance costs 10.22% more
- Juanita: Insurance costs 17.35% less
- Lee-Miles: Insurance costs 30.08% less
- Longfellow: Insurance costs 36.65% less
- Love Field Area: Insurance costs 1.39% less
- Lower East Side: Insurance costs 38.55% less
- Ludlow: Insurance costs 74.28% more