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Get Cheap Car Insurance in Union Square, Somerville, MA
We monitor insurance prices, helping the average driver in Union Square save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Union Square
The chart below shows the cheapest car insurance company in Union Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Union Square Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $47 |
| Geico | $51 |
| Midvale Home & Auto | $59 |
| Travelers | $75 |
Savings for Every Kind of Union Square Driver
Based on our extensive insurance data, we know the average Union Square driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $644 per year by choosing the right vehicle insurance company. Some Union Square residents are paying out over $1,882 extra every year for auto insurance in Union Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Union Square, Somerville, MA Savings / Yr. |
|---|---|
$644 |
|
$957 |
|
$796 |
|
$1,057 |
|
$2,331 |
|
$0 |
|
$0 |
Union Square Car Insurance vs. Somerville
People living in Union Square pay an average of 21.19% more than the typical driver in the state. The average driver in Union Square can expect to pay about $808 per year, or $1,882 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Union Square for most people.
Car Insurance Prices by Union Square Neighborhood
Insurance Prices
Where is insurance cheapest within Union Square?
The map shows insurance prices in and around Union Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $280 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,062 to a low of $1,782. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Union Square.Pick the Best Car Insurance Company for You in Union Square
The best car insurance provider for most drivers in Union Square
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $644 over the average Union Square car insurance company.
The best car insurance provider for Union Square drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $957 over the competition.
The best car insurance company for Union Square drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $796 better than other car insurance companies.
The best auto insurance for Union Square drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,057 less each year.
The least expensive car insurance company for new and young drivers in Union Square
In Union Square, State Farm costs young drivers $2,331 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Union Square
The cheapest car insurance in Union Square for drivers with bad credit
The best Union Square car insurance company for customer service
Nationwide was the best company for customer service in Union Square according to the NAIC.
Recent price drops
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The cheapest large national provider in Union Square
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Union Square driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Union Square, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Union Square
What Influences the Cost of Car Insurance in Union Square?
On average, car insurance in Union Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Union Square is 36 minutes, which is a little more than average for a driver in the city.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Union Square is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Union Square is $67 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Wellington-Harrington: Insurance costs 2.50% more
- Mid-Cambridge: Insurance costs 3.08% less
- Aggasiz-Harvard: Insurance costs 6.32% less
- Spring Hill: Insurance costs 1.06% less
- Winter Hill: Insurance costs 7.39% more
- East Somerville: Insurance costs 10.89% more
- Area IV: Insurance costs 5.47% more
- Ten Hills: Insurance costs 7.97% more
- Riverside: Insurance costs 3.24% less
- East Cambridge: Insurance costs 3.51% more
Neighborhoods with Similar Populations
- Fruitvale Station: Insurance costs 30.18% more
- Phoebus: Insurance costs 31.51% less
- Spenard: Insurance costs 20.46% less
- Hillcrest: Insurance costs 6.16% more
- Grayland: Insurance costs 0.58% more
- Glendale: Insurance costs 9.14% less
- Fenton Area: Insurance costs 1.70% more
- Energy Corridor: Insurance costs 4.46% more
- Eastmont: Insurance costs 30.82% more
- Downtown Brooklyn: Insurance costs 59.99% more