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Get Cheap Car Insurance in Mid-Cambridge, Cambridge, MA
We monitor insurance prices, helping the average driver in Mid-Cambridge save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Mid-Cambridge
The chart below shows the cheapest car insurance company in Mid-Cambridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Mid-Cambridge Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $46 |
| Geico | $49 |
| Midvale Home & Auto | $58 |
| Travelers | $73 |
Savings for Every Kind of Mid-Cambridge Driver
Based on our extensive insurance data, we know the average Mid-Cambridge driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $624 per year by choosing the right vehicle insurance company. Some Mid-Cambridge residents are paying out over $1,824 extra every year for auto insurance in Mid-Cambridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mid-Cambridge, Cambridge, MA Savings / Yr. |
|---|---|
$624 |
|
$928 |
|
$772 |
|
$1,024 |
|
$2,259 |
|
$0 |
|
$0 |
Mid-Cambridge Car Insurance vs. Cambridge
People living in Mid-Cambridge pay an average of 17.48% more than the typical driver in the state. The average driver in Mid-Cambridge can expect to pay about $784 per year, or $1,824 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Mid-Cambridge for most people.
Car Insurance Prices by Mid-Cambridge Neighborhood
Insurance Prices
Where is insurance cheapest within Mid-Cambridge?
The map shows insurance prices in and around Mid-Cambridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $369 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,037 to a low of $1,668. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Mid-Cambridge.Pick the Best Car Insurance Company for You in Mid-Cambridge
The best car insurance provider for most drivers in Mid-Cambridge
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $624 over the average Mid-Cambridge car insurance company.
The best car insurance provider for Mid-Cambridge drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $928 over the competition.
The best car insurance company for Mid-Cambridge drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $772 better than other car insurance companies.
The best auto insurance for Mid-Cambridge drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,024 less each year.
The least expensive car insurance company for new and young drivers in Mid-Cambridge
In Mid-Cambridge, State Farm costs young drivers $2,259 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mid-Cambridge
The cheapest car insurance in Mid-Cambridge for drivers with bad credit
The best Mid-Cambridge car insurance company for customer service
Nationwide was the best company for customer service in Mid-Cambridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Mid-Cambridge
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mid-Cambridge driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mid-Cambridge, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Mid-Cambridge
What Influences the Cost of Car Insurance in Mid-Cambridge?
On average, car insurance in Mid-Cambridge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Mid-Cambridge is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mid-Cambridge is $65 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Riverside: Insurance costs 0.16% less
- Aggasiz-Harvard: Insurance costs 3.34% less
- Area IV: Insurance costs 8.83% more
- Wellington-Harrington: Insurance costs 5.76% more
- Union Square: Insurance costs 3.18% more
- Cambridgeport: Insurance costs 2.25% more
- MIT: Insurance costs 0.82% more
- Spring Hill: Insurance costs 2.08% more
- Avon Hill: Insurance costs 0.66% less
- Neighborhood Nine: Insurance costs 3.13% more
Neighborhoods with Similar Populations
- Belltown: Insurance costs 7.73% less
- Blue Hills: Insurance costs 37.45% more
- Boston Avenue-Mill Hill: Insurance costs 37.77% more
- Brays Oaks: Insurance costs 16.50% more
- Central Davis: Insurance costs 12.77% more
- Civic Center Little Tokyo: Insurance costs 34.81% more
- Conway: Insurance costs 50.16% more
- Downtown: Insurance costs 48.30% more
- Green Mountain: Insurance costs 9.59% more
- Prince's Bay: Insurance costs 49.89% more