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Get Cheap Car Insurance in Central Davis, Davis, CA
We monitor insurance prices, helping the average driver in Central Davis save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Central Davis
The chart below shows the cheapest car insurance company in Central Davis for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Central Davis Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Central Davis Driver
Based on our extensive insurance data, we know the average Central Davis driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $658 per year by choosing the right vehicle insurance company. Some Central Davis residents are paying out over $2,057 extra every year for auto insurance in Central Davis. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Central Davis, Davis, CA Savings / Yr. |
|---|---|
$658 |
|
$1,205 |
|
$953 |
|
$1,674 |
|
$859 |
|
$373 |
|
$0 |
Central Davis Car Insurance vs. Davis
People living in Central Davis pay an average of 2.43% more than the typical driver in the state. The average driver in Central Davis can expect to pay about $963 per year, or $2,057 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Central Davis for most people.
Car Insurance Prices by Central Davis Neighborhood
Insurance Prices
Where is insurance cheapest within Central Davis?
The map shows insurance prices in and around Central Davis, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $197 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,149 to a low of $1,952. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Central Davis.Pick the Best Car Insurance Company for You in Central Davis
The best car insurance provider for most drivers in Central Davis
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $658 over the average Central Davis car insurance company.
The best car insurance provider for Central Davis drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,205 over the competition.
The best car insurance company for Central Davis drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $953 better than other car insurance companies.
The best auto insurance for Central Davis drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,674 less each year.
The least expensive car insurance company for new and young drivers in Central Davis
In Central Davis, State Farm costs young drivers $859 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Central Davis
Progressive gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Central Davis couple's premiums.
The cheapest car insurance in Central Davis for drivers with bad credit
The best Central Davis car insurance company for customer service
Nationwide was the best company for customer service in Central Davis according to the NAIC.
Recent price drops
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The cheapest large national provider in Central Davis
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Central Davis driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Central Davis, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Central Davis
What Influences the Cost of Car Insurance in Central Davis?
On average, car insurance in Central Davis is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Central Davis are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Central Davis has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Central Davis is $80 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Covell Park: Insurance costs 3.74% less
- Aspen: Insurance costs 3.89% less
- Willowcreek: Insurance costs 0.63% more
- Northwest Village: Insurance costs 0.78% more
- Northeast Village: Insurance costs 1.85% more
- Bryte: Insurance costs 4.67% more
- Greenhaven: Insurance costs 6.37% more
- Pocket: Insurance costs 6.56% more
- Village 2: Insurance costs 9.09% more
- Gateway West: Insurance costs 7.54% more
Neighborhoods with Similar Populations
- Mendenhall Valley: Insurance costs 33.01% less
- Litte Italy: Insurance costs 23.72% more
- Brick Church Bellshire: Insurance costs 22.07% less
- Westside: Insurance costs 3.94% more
- Washington Square: Insurance costs 13.66% less
- South East Torrance: Insurance costs 5.25% more
- Madison Village: Insurance costs 41.47% less
- Brays Oaks: Insurance costs 3.31% more
- Bay Ho: Insurance costs 7.39% less
- Lakewood Village: Insurance costs 9.92% more