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Get Cheap Car Insurance in Brays Oaks, Houston, TX
We monitor insurance prices, helping the average driver in Brays Oaks save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Brays Oaks
The chart below shows the cheapest car insurance company in Brays Oaks for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Brays Oaks Insurer | Monthly Cost |
|---|---|
| Clearcover | $55 |
| Mile Auto | $72 |
| Progressive | $74 |
| State Farm | $80 |
Savings for Every Kind of Brays Oaks Driver
Based on our extensive insurance data, we know the average Brays Oaks driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $437 per year by choosing the right vehicle insurance company. Some Brays Oaks residents are paying out over $2,125 extra every year for auto insurance in Brays Oaks. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brays Oaks, Houston, TX Savings / Yr. |
|---|---|
$437 |
|
$1,000 |
|
$882 |
|
$1,010 |
|
$1,537 |
|
$581 |
|
$635 |
Brays Oaks Car Insurance vs. Houston
People living in Brays Oaks pay an average of 8.73% more than the typical driver in the state. The average driver in Brays Oaks can expect to pay about $1,266 per year, or $2,125 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Brays Oaks for most people.
Car Insurance Prices by Brays Oaks Neighborhood
Insurance Prices
Where is insurance cheapest within Brays Oaks?
The map shows insurance prices in and around Brays Oaks, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $276 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,246 to a low of $1,970. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Brays Oaks.Pick the Best Car Insurance Company for You in Brays Oaks
The best car insurance provider for most drivers in Brays Oaks
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $437 over the average Brays Oaks car insurance company.
The best car insurance provider for Brays Oaks drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,000 over the competition.
The best car insurance company for Brays Oaks drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $882 better than other car insurance companies.
The best auto insurance for Brays Oaks drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $1,010 less each year.
The least expensive car insurance company for new and young drivers in Brays Oaks
In Brays Oaks, State Farm costs young drivers $1,537 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brays Oaks
State Farm gave the largest car insurance discounts to married couples, averaging $581 saved each year compared to an average Brays Oaks couple's premiums.
The cheapest car insurance in Brays Oaks for drivers with bad credit
The best Brays Oaks car insurance company for customer service
Nationwide was the best company for customer service in Brays Oaks according to the NAIC.
Recent price drops
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The cheapest large national provider in Brays Oaks
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brays Oaks driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brays Oaks, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Brays Oaks
What Influences the Cost of Car Insurance in Brays Oaks?
On average, car insurance in Brays Oaks is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Brays Oaks is 34 minutes, which is a little more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brays Oaks are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Brays Oaks has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Brays Oaks is $105 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Meyerland: Insurance costs 5.46% less
- Westbury: Insurance costs 1.93% less
- Fondren Gardens: Insurance costs 4.89% less
- Sugarland: Insurance costs 0.24% less
- Fort Bend Houston: Insurance costs 1.69% less
- Westchase: Insurance costs 3.67% less
- Willow Meadows-Willowbend Area: Insurance costs 7.44% less
- Central Southwest: Insurance costs 0.75% more
- South Main: Insurance costs 0.56% more
- Galleria-Uptown: Insurance costs 10.31% less
Neighborhoods with Similar Populations
- Litte Italy: Insurance costs 19.76% more
- Central Davis: Insurance costs 3.20% less
- Bay Ho: Insurance costs 10.35% less
- Blue Hills: Insurance costs 17.98% more
- Portola Springs: Insurance costs 4.14% less
- Oakridge: Insurance costs 5.88% more
- Conway: Insurance costs 28.89% more
- Northside: Insurance costs 18.92% more
- Townsite: Insurance costs 4.28% less
- Estlake Greens: Insurance costs 5.04% less