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Get Cheap Car Insurance in Galleria-Uptown, Houston, TX
We monitor insurance prices, helping the average driver in Galleria-Uptown save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Galleria-Uptown
The chart below shows the cheapest car insurance company in Galleria-Uptown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Galleria-Uptown Insurer | Monthly Cost |
|---|---|
| Clearcover | $49 |
| Mile Auto | $65 |
| Progressive | $66 |
| State Farm | $71 |
Savings for Every Kind of Galleria-Uptown Driver
Based on our extensive insurance data, we know the average Galleria-Uptown driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $392 per year by choosing the right vehicle insurance company. Some Galleria-Uptown residents are paying out over $1,906 extra every year for auto insurance in Galleria-Uptown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Galleria-Uptown, Houston, TX Savings / Yr. |
|---|---|
$392 |
|
$898 |
|
$791 |
|
$906 |
|
$1,379 |
|
$521 |
|
$570 |
Galleria-Uptown Car Insurance vs. Houston
People living in Galleria-Uptown pay an average of 2.44% less than the typical driver in the state. The average driver in Galleria-Uptown can expect to pay about $1,136 per year, or $1,906 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Galleria-Uptown for most people.
Car Insurance Prices by Galleria-Uptown Neighborhood
Insurance Prices
Where is insurance cheapest within Galleria-Uptown?
The map shows insurance prices in and around Galleria-Uptown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $489 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,152 to a low of $1,663. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Galleria-Uptown.Pick the Best Car Insurance Company for You in Galleria-Uptown
The best car insurance provider for most drivers in Galleria-Uptown
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $392 over the average Galleria-Uptown car insurance company.
The best car insurance provider for Galleria-Uptown drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $898 over the competition.
The best car insurance company for Galleria-Uptown drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $791 better than other car insurance companies.
The best auto insurance for Galleria-Uptown drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $906 less each year.
The least expensive car insurance company for new and young drivers in Galleria-Uptown
In Galleria-Uptown, State Farm costs young drivers $1,379 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Galleria-Uptown
State Farm gave the largest car insurance discounts to married couples, averaging $521 saved each year compared to an average Galleria-Uptown couple's premiums.
The cheapest car insurance in Galleria-Uptown for drivers with bad credit
The best Galleria-Uptown car insurance company for customer service
Nationwide was the best company for customer service in Galleria-Uptown according to the NAIC.
Recent price drops
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The cheapest large national provider in Galleria-Uptown
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Galleria-Uptown driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Galleria-Uptown, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Galleria-Uptown
What Influences the Cost of Car Insurance in Galleria-Uptown?
On average, car insurance in Galleria-Uptown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Galleria-Uptown is 28 minutes, which is a little less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Galleria-Uptown are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Galleria-Uptown is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Galleria-Uptown is $95 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Greater Memorial: Insurance costs 2.68% less
- River Oaks: Insurance costs 4.35% less
- Westchase: Insurance costs 7.40% more
- West University: Insurance costs 5.25% less
- Rice: Insurance costs 6.93% less
- Rice Military: Insurance costs 0.63% less
- Montrose: Insurance costs 5.77% less
- Spring Branch: Insurance costs 3.88% more
- Meyerland: Insurance costs 5.40% more
- Washington Avenue-Memorial Park: Insurance costs 1.31% less
Neighborhoods with Similar Populations
- North Valley: Insurance costs 14.64% more
- Far North Dallas-Keller: Insurance costs 7.87% less
- Far Northeast: Insurance costs 6.56% less
- Far Rockaway: Insurance costs 78.86% more
- Forest Hills: Insurance costs 68.10% more
- Greater Heights: Insurance costs 0.37% more
- Mid Wilshire: Insurance costs 32.37% more
- Near North Side: Insurance costs 10.23% less
- North Long Beach: Insurance costs 24.66% more
- North: Insurance costs 31.79% less