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Get Cheap Car Insurance in West University, Houston, TX
We monitor insurance prices, helping the average driver in West University save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in West University
The chart below shows the cheapest car insurance company in West University for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| West University Insurer | Monthly Cost |
|---|---|
| Clearcover | $47 |
| Mile Auto | $61 |
| Progressive | $63 |
| State Farm | $68 |
Savings for Every Kind of West University Driver
Based on our extensive insurance data, we know the average West University driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $372 per year by choosing the right vehicle insurance company. Some West University residents are paying out over $1,806 extra every year for auto insurance in West University. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West University, Houston, TX Savings / Yr. |
|---|---|
$372 |
|
$851 |
|
$750 |
|
$859 |
|
$1,307 |
|
$494 |
|
$540 |
West University Car Insurance vs. Houston
People living in West University pay an average of 7.55% less than the typical driver in the state. The average driver in West University can expect to pay about $1,076 per year, or $1,806 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in West University for most people.
Car Insurance Prices by West University Neighborhood
Insurance Prices
Where is insurance cheapest within West University?
The map shows insurance prices in and around West University, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $229 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,913 to a low of $1,684. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of West University.Pick the Best Car Insurance Company for You in West University
The best car insurance provider for most drivers in West University
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $372 over the average West University car insurance company.
The best car insurance provider for West University drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $851 over the competition.
The best car insurance company for West University drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $750 better than other car insurance companies.
The best auto insurance for West University drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $859 less each year.
The least expensive car insurance company for new and young drivers in West University
In West University, State Farm costs young drivers $1,307 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West University
State Farm gave the largest car insurance discounts to married couples, averaging $494 saved each year compared to an average West University couple's premiums.
The cheapest car insurance in West University for drivers with bad credit
The best West University car insurance company for customer service
Nationwide was the best company for customer service in West University according to the NAIC.
Recent price drops
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The cheapest large national provider in West University
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average West University driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West University, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around West University
What Influences the Cost of Car Insurance in West University?
On average, car insurance in West University is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in West University is 26 minutes, which is a little less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West University are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- West University is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in West University is $90 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Rice: Insurance costs 1.77% less
- Medical: Insurance costs 5.09% more
- River Oaks: Insurance costs 0.94% more
- South Main: Insurance costs 18.33% more
- Willow Meadows-Willowbend Area: Insurance costs 8.91% more
- Montrose: Insurance costs 0.55% less
- Galleria-Uptown: Insurance costs 5.54% more
- Midtown: Insurance costs 1.22% more
- Fourth Ward: Insurance costs 4.87% more
- Washington Avenue-Memorial Park: Insurance costs 4.15% more
Neighborhoods with Similar Populations
- Great Bridge: Insurance costs 33.44% less
- Forest Park: Insurance costs 2.21% more
- Frankford: Insurance costs 1.38% less
- Fresh Meadows: Insurance costs 78.18% more
- Gage Park: Insurance costs 12.07% more
- Garfield Ridge: Insurance costs 1.55% more
- Wolf Creek: Insurance costs 17.94% more
- Glassell Park: Insurance costs 34.83% more
- Glendale: Insurance costs 77.80% more
- Fishtown: Insurance costs 12.02% less