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Get Cheap Car Insurance in Fresh Meadows, Queens, NY
We monitor insurance prices, helping the average driver in Fresh Meadows save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Fresh Meadows
The chart below shows the cheapest car insurance company in Fresh Meadows for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Fresh Meadows Insurer | Monthly Cost |
|---|---|
| Kemper | $118 |
| Plymouth Rock Assurance | $158 |
| Safeco Insurance | $170 |
| Geico | $177 |
Savings for Every Kind of Fresh Meadows Driver
Based on our extensive insurance data, we know the average Fresh Meadows driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $959 per year by choosing the right vehicle insurance company. Some Fresh Meadows residents are paying out over $3,218 extra every year for auto insurance in Fresh Meadows. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fresh Meadows, Queens, NY Savings / Yr. |
|---|---|
$959 |
|
$612 |
|
$1,222 |
|
$1,237 |
|
$3,030 |
|
$1,014 |
|
$1,615 |
Fresh Meadows Car Insurance vs. Queens
People living in Fresh Meadows pay an average of 32.71% more than the typical driver in the state. The average driver in Fresh Meadows can expect to pay about $2,334 per year, or $3,218 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Fresh Meadows for most people.
Car Insurance Prices by Fresh Meadows Neighborhood
Insurance Prices
Where is insurance cheapest within Fresh Meadows?
The map shows insurance prices in and around Fresh Meadows, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $648 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,536 to a low of $2,888. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the West parts of Fresh Meadows.Pick the Best Car Insurance Company for You in Fresh Meadows
The best car insurance provider for most drivers in Fresh Meadows
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $959 over the average Fresh Meadows car insurance company.
The best car insurance provider for Fresh Meadows drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $612 over the competition.
The best car insurance company for Fresh Meadows drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,222 better than other car insurance companies.
The best auto insurance for Fresh Meadows drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,237 less each year.
The least expensive car insurance company for new and young drivers in Fresh Meadows
In Fresh Meadows, Progressive costs young drivers $3,030 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fresh Meadows
Progressive gave the largest car insurance discounts to married couples, averaging $1,014 saved each year compared to an average Fresh Meadows couple's premiums.
The cheapest car insurance in Fresh Meadows for drivers with bad credit
The best Fresh Meadows car insurance company for customer service
Nationwide was the best company for customer service in Fresh Meadows according to the NAIC.
Recent price drops
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The cheapest large national provider in Fresh Meadows
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fresh Meadows driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fresh Meadows, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Fresh Meadows
What Influences the Cost of Car Insurance in Fresh Meadows?
On average, car insurance in Fresh Meadows is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fresh Meadows is 57 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fresh Meadows are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Fresh Meadows is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fresh Meadows is $195 per month for minimum coverage and $268 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Auburndale: Insurance costs 2.02% more
- Jamaica: Insurance costs 8.76% more
- Kew Ggardens: Insurance costs 0.56% more
- Hollis: Insurance costs 8.42% more
- Oakland Gardens: Insurance costs 2.39% less
- Bayside: Insurance costs 2.64% less
- Flushing: Insurance costs 5.81% more
- Queens Village: Insurance costs 8.30% more
- St Albans: Insurance costs 12.09% more
- Clearview: Insurance costs 6.59% less
Neighborhoods with Similar Populations
- Northwest: Insurance costs 34.46% less
- Journal Square: Insurance costs 24.11% less
- Silver Lake: Insurance costs 50.28% less
- North Side: Insurance costs 4.01% less
- Millard: Insurance costs 55.28% less
- Mililani Waipio Melemanu: Insurance costs 56.40% less
- Los Feliz: Insurance costs 21.81% less
- Laurelton: Insurance costs 11.84% more
- La Habra City: Insurance costs 31.26% less
- Far South: Insurance costs 42.11% less