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Get Cheap Car Insurance in Laurelton, Queens, NY
We monitor insurance prices, helping the average driver in Laurelton save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Laurelton
The chart below shows the cheapest car insurance company in Laurelton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Laurelton Insurer | Monthly Cost |
|---|---|
| Kemper | $132 |
| Plymouth Rock Assurance | $176 |
| Safeco Insurance | $190 |
| Geico | $198 |
Savings for Every Kind of Laurelton Driver
Based on our extensive insurance data, we know the average Laurelton driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,073 per year by choosing the right vehicle insurance company. Some Laurelton residents are paying out over $3,599 extra every year for auto insurance in Laurelton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Laurelton, Queens, NY Savings / Yr. |
|---|---|
$1,073 |
|
$684 |
|
$1,367 |
|
$1,383 |
|
$3,389 |
|
$1,134 |
|
$1,806 |
Laurelton Car Insurance vs. Queens
People living in Laurelton pay an average of 48.43% more than the typical driver in the state. The average driver in Laurelton can expect to pay about $2,611 per year, or $3,599 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Laurelton for most people.
Car Insurance Prices by Laurelton Neighborhood
Insurance Prices
Where is insurance cheapest within Laurelton?
The map shows insurance prices in and around Laurelton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $339 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,725 to a low of $3,386. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Laurelton.Pick the Best Car Insurance Company for You in Laurelton
The best car insurance provider for most drivers in Laurelton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,073 over the average Laurelton car insurance company.
The best car insurance provider for Laurelton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $684 over the competition.
The best car insurance company for Laurelton drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,367 better than other car insurance companies.
The best auto insurance for Laurelton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,383 less each year.
The least expensive car insurance company for new and young drivers in Laurelton
In Laurelton, Progressive costs young drivers $3,389 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Laurelton
Progressive gave the largest car insurance discounts to married couples, averaging $1,134 saved each year compared to an average Laurelton couple's premiums.
The cheapest car insurance in Laurelton for drivers with bad credit
The best Laurelton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Laurelton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Laurelton driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Laurelton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Laurelton
What Influences the Cost of Car Insurance in Laurelton?
On average, car insurance in Laurelton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Laurelton is 60 minutes, which is far more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Laurelton are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Laurelton is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Laurelton is $218 per month for minimum coverage and $300 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Springfield Gardens: Insurance costs 1.31% less
- Rosedale: Insurance costs 1.69% less
- Rochdale Village: Insurance costs 1.86% less
- Cambria Heights: Insurance costs 1.28% less
- St Albans: Insurance costs 0.22% more
- Locust Manor: Insurance costs 0.78% more
- Hollis: Insurance costs 3.06% less
- Queens Village: Insurance costs 3.17% less
- South Ozone Park: Insurance costs 2.81% less
- Jamaica: Insurance costs 2.75% less
Neighborhoods with Similar Populations
- Rhodes Ranch: Insurance costs 30.31% less
- Carrollwood: Insurance costs 16.92% less
- North Lawndale: Insurance costs 42.51% less
- West Lawn: Insurance costs 44.93% less
- Northwest: Insurance costs 41.40% less
- Ettingville: Insurance costs 24.03% less
- Capitol: Insurance costs 67.74% less
- Ashburn: Insurance costs 44.51% less
- Southwest: Insurance costs 41.07% less
- Southwest Arlington: Insurance costs 51.15% less